File: //proc/thread-self/root/restore/20230201.betterbankingorguk.sql
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INSERT INTO `wp_posts` VALUES (4,1,'2017-03-29 14:41:10','2017-03-29 14:41:10','<label> Your Name (required)\r\n [text* your-name] </label>\r\n\r\n<label> Your Email (required)\r\n [email* your-email] </label>\r\n\r\n<label> Subject\r\n [text your-subject] </label>\r\n\r\n<label> Your Message\r\n [textarea your-message] </label>\r\n[quiz quiz-695 \"8+3=?|11\"]\r\n[submit \"Send\"]\n1\nBetter Banking \"[your-subject]\"\n[your-name] <wordpress@betterbanking.org.uk>\nbetterbanking@info.org.uk\nFrom: [your-name] <[your-email]>\r\nSubject: [your-subject]\r\n\r\nMessage Body:\r\n[your-message]\r\n\r\n--\r\nThis e-mail was sent from a contact form on Better Banking (http://betterbanking.org.uk)\nReply-To: [your-email]\n\n\n\n\nBetter Banking \"[your-subject]\"\nBetter Banking <wordpress@betterbanking.org.uk>\n[your-email]\nMessage Body:\r\n[your-message]\r\n\r\n--\r\nThis e-mail was sent from a contact form on Better Banking (http://betterbanking.org.uk)\nReply-To: bensykes@bensykes.co.uk\n\n\n\nThank you for your message. It has been sent.\nThere was an error trying to send your message. Please try again later.\nOne or more fields have an error. Please check and try again.\nThere was an error trying to send your message. Please try again later.\nYou must accept the terms and conditions before sending your message.\nThe field is required.\nThe field is too long.\nThe field is too short.\nThe date format is incorrect.\nThe date is before the earliest one allowed.\nThe date is after the latest one allowed.\nThere was an unknown error uploading the file.\nYou are not allowed to upload files of this type.\nThe file is too big.\nThere was an error uploading the file.\nThe number format is invalid.\nThe number is smaller than the minimum allowed.\nThe number is larger than the maximum allowed.\nThe answer to the quiz is incorrect.\nYour entered code is incorrect.\nThe e-mail address entered is invalid.\nThe URL is invalid.\nThe telephone number is invalid.','Contact form 1','','publish','closed','closed','','contact-form-1','','','2019-01-16 09:45:09','2019-01-16 09:45:09','',0,'http://betterbanking.org.uk/?post_type=wpcf7_contact_form&p=4',0,'wpcf7_contact_form','',0),(6,1,'2017-08-21 14:50:16','2017-08-21 14:50:16','','Our supporters','','publish','closed','closed','','our-supporters','','','2017-08-21 14:50:29','2017-08-21 14:50:29','',0,'http://betterbanking.org.uk/?page_id=6',0,'page','',0),(7,1,'2017-08-21 14:50:16','2017-08-21 14:50:16','','our-supporters','','inherit','closed','closed','','6-revision-v1','','','2017-08-21 14:50:16','2017-08-21 14:50:16','',6,'http://betterbanking.org.uk/2017/08/21/6-revision-v1/',0,'revision','',0),(8,1,'2017-08-21 14:50:29','2017-08-21 14:50:29','','Our supporters','','inherit','closed','closed','','6-revision-v1','','','2017-08-21 14:50:29','2017-08-21 14:50:29','',6,'http://betterbanking.org.uk/2017/08/21/6-revision-v1/',0,'revision','',0),(9,1,'2017-08-21 14:50:53','2017-08-21 14:50:53','','Who we are','','publish','closed','closed','','who-we-are','','','2017-08-21 14:51:06','2017-08-21 14:51:06','',0,'http://betterbanking.org.uk/?page_id=9',0,'page','',0),(10,1,'2017-08-21 14:50:53','2017-08-21 14:50:53','','who-we-are','','inherit','closed','closed','','9-revision-v1','','','2017-08-21 14:50:53','2017-08-21 14:50:53','',9,'http://betterbanking.org.uk/2017/08/21/9-revision-v1/',0,'revision','',0),(11,1,'2017-08-21 14:51:06','2017-08-21 14:51:06','','Who we are','','inherit','closed','closed','','9-revision-v1','','','2017-08-21 14:51:06','2017-08-21 14:51:06','',9,'http://betterbanking.org.uk/2017/08/21/9-revision-v1/',0,'revision','',0),(12,1,'2017-08-21 14:52:06','2017-08-21 14:52:06','','2010','','publish','closed','closed','','2010-2','','','2017-08-21 14:52:06','2017-08-21 14:52:06','',0,'http://betterbanking.org.uk/?page_id=12',0,'page','',0),(13,1,'2017-08-21 14:52:06','2017-08-21 14:52:06','','2010','','inherit','closed','closed','','12-revision-v1','','','2017-08-21 14:52:06','2017-08-21 14:52:06','',12,'http://betterbanking.org.uk/2017/08/21/12-revision-v1/',0,'revision','',0),(14,1,'2017-08-21 14:52:51','2017-08-21 14:52:51','','News','','publish','closed','closed','','news','','','2017-08-21 14:52:51','2017-08-21 14:52:51','',0,'http://betterbanking.org.uk/?page_id=14',0,'page','',0),(15,1,'2017-08-21 14:52:51','2017-08-21 14:52:51','','News','','inherit','closed','closed','','14-revision-v1','','','2017-08-21 14:52:51','2017-08-21 14:52:51','',14,'http://betterbanking.org.uk/2017/08/21/14-revision-v1/',0,'revision','',0),(16,1,'2017-08-21 14:54:31','2017-08-21 14:54:31','','Banking','','publish','closed','closed','','banking','','','2017-08-21 14:54:31','2017-08-21 14:54:31','',0,'http://betterbanking.org.uk/?page_id=16',0,'page','',0),(17,1,'2017-08-21 14:54:31','2017-08-21 14:54:31','','Banking','','inherit','closed','closed','','16-revision-v1','','','2017-08-21 14:54:31','2017-08-21 14:54:31','',16,'http://betterbanking.org.uk/2017/08/21/16-revision-v1/',0,'revision','',0),(18,1,'2017-08-21 14:54:51','2017-08-21 14:54:51','','Finance','','publish','closed','closed','','finance','','','2017-08-21 14:54:51','2017-08-21 14:54:51','',0,'http://betterbanking.org.uk/?page_id=18',0,'page','',0),(19,1,'2017-08-21 14:54:51','2017-08-21 14:54:51','','Finance','','inherit','closed','closed','','18-revision-v1','','','2017-08-21 14:54:51','2017-08-21 14:54:51','',18,'http://betterbanking.org.uk/2017/08/21/18-revision-v1/',0,'revision','',0),(20,1,'2017-08-21 14:56:07','2017-08-21 14:56:07','<a href=\"http://cashisa.me.uk/\" target=\"_blank\">Click here</a> to read about setting up a Cash ISA.','Savings','','publish','closed','closed','','savings','','','2017-08-21 14:56:07','2017-08-21 14:56:07','',0,'http://betterbanking.org.uk/?page_id=20',0,'page','',0),(21,1,'2017-08-21 14:56:07','2017-08-21 14:56:07','<a href=\"http://cashisa.me.uk/\" target=\"_blank\">Click here</a> to read about setting up a Cash ISA.','Savings','','inherit','closed','closed','','20-revision-v1','','','2017-08-21 14:56:07','2017-08-21 14:56:07','',20,'http://betterbanking.org.uk/2017/08/21/20-revision-v1/',0,'revision','',0),(22,1,'2017-08-21 14:58:27','2017-08-21 14:58:27','For expert advice regarding Long-Term Investments use Beyond Profit - <a href=\"http://beyondprofit.org.uk/long-term-investments\" target=\"_blank\">visit site.</a>\r\n\r\nFor impartial advice about investing <a href=\"http://investment-direct.co.uk/investment\" target=\"_blank\">click here.</a>','Investments','','publish','closed','closed','','investments','','','2017-08-21 14:58:27','2017-08-21 14:58:27','',0,'http://betterbanking.org.uk/?page_id=22',0,'page','',0),(23,1,'2017-08-21 14:58:27','2017-08-21 14:58:27','For expert advice regarding Long-Term Investments use Beyond Profit - <a href=\"http://beyondprofit.org.uk/long-term-investments\" target=\"_blank\">visit site.</a>\r\n\r\nFor impartial advice about investing <a href=\"http://investment-direct.co.uk/investment\" target=\"_blank\">click here.</a>','Investments','','inherit','closed','closed','','22-revision-v1','','','2017-08-21 14:58:27','2017-08-21 14:58:27','',22,'http://betterbanking.org.uk/2017/08/21/22-revision-v1/',0,'revision','',0),(26,1,'2017-08-21 15:00:20','2017-08-21 15:00:20','<div class=\"tips\">\n<div id=\"toptipscontent\">\n\n<a href=\"/\"><img class=\"aligncenter wp-image-31 size-full\" src=\"http://betterbanking.org.uk/wp-content/uploads/2017/08/1bank.jpg\" alt=\"Bank better with better banking 2017\" width=\"730\" height=\"548\" /></a>\n<h2><a href=\"http://betterbanking.org.uk/contact-us/\">Contact Us for Trusted Banking Advice</a></h2>\n<ul>\n <li>Traditionally, people chose their bank account based on the interest rate.</li>\n <li>However, there a number of bank accounts offering alternative benefits. These are often known as \'packaged accounts\'.</li>\n <li>These extras often include various forms of insurance.</li>\n <li>Many ‘packaged’ accounts charge a monthly fee.</li>\n <li>Some of these services, such as personal budgeting, have no monetary value.</li>\n</ul>\n</div>\n<h3>Traditionally, people chose their bank account based on the interest rate - a way of making their money grow.</h3>\n</div>\nBut these days, with interest rates much lower than they used to be,<strong> more and more people are looking for accounts with other benefits.</strong>\n\nThe number of bank accounts offering alternative benefits - often known as \'packaged accounts\' - has been growing in recent years. It\'s estimated that more than 10 million people in the UK now use some kind of packaged bank account.\n\nSo what benefits can you expect - and are they worth the bother? Well, it all depends on your own needs, and how much you\'re willing to pay.\n<h2>Bank account benefits to look out for</h2>\nBenefits can vary from account to account, but some of the things you\'ll find include:\n<ul>\n <li>Travel insurance</li>\n <li>Phone/gadget insurance</li>\n <li>Roadside emergency cover (e.g. AA membership)</li>\n <li>Free music/video downloads</li>\n <li>Personal budgeting service</li>\n <li>Interest-free overdraft</li>\n <li>Better deals on other financial products, such as loans and mortgages</li>\n</ul>\nThere is usually a monthly fee for accounts that offer these services, but occasionally you\'ll get some of them with \'free\' accounts too.\n<h2>Is it worth the money?</h2>\nAlthough many people don\'t want to pay for their bank account, the benefits you can receive can be worth significantly more than you pay - as long as you actually use them.\n\nFor example, if your account offers mobile phone insurance, check you aren\'t already covered under your home insurance policy. And if you never go overdrawn, do you really need to pay for an account with no overdraft fees?\n\nOn the other hand, some people are happy to pay for certain services, such as personalised budgeting. Although this kind of service has no monetary value, it can help people avoid costly bank charges.\n\nRecent research by <a href=\"https://www.thinkmoney.co.uk/\" target=\"_blank\" rel=\"noopener\">thinkmoney.co.uk</a> shows that 1 in 6 have paid over £100 in bank charges over the last 12 months – so it’s clear how this kind of service can help. And 5% of people don’t even know whether they’ve been charged.\n<h2>Basic bank accounts with benefits</h2>\nIf you have a bad credit rating you may find yourself struggling to get any bank account, let alone one with all these added benefits.\n\nHowever, most people should be able to get a basic bank account or a similar alternative. Basic bank accounts don\'t tend to come with any added extras, but there are alternatives to a basic bank account that offer things like personalised budgeting services and even basic credit facilities.\n<h2><a href=\"http://betterbanking.org.uk/contact-us/\">Contact Us for Trusted Banking Advice</a></h2>','Bank Account Benefits: What Do People Look For?','','publish','closed','closed','','home','','','2021-09-23 13:07:02','2021-09-23 13:07:02','',0,'http://betterbanking.org.uk/?page_id=26',0,'page','',0),(28,1,'2017-08-21 15:00:20','2017-08-21 15:00:20','','Home','','inherit','closed','closed','','26-revision-v1','','','2017-08-21 15:00:20','2017-08-21 15:00:20','',26,'http://betterbanking.org.uk/2017/08/21/26-revision-v1/',0,'revision','',0),(30,1,'2017-08-21 15:03:15','2017-08-21 15:03:15','<div class=\"tips\">\r\n<div id=\"toptipscontent\">\r\n<ol>\r\n <li>Traditionally, people chose their bank account based on the interest rate.</li>\r\n <li>However, there a number of bank accounts offering alternative benefits. These are often known as \'packaged accounts\'.</li>\r\n <li>These extras often include various forms of insurance.</li>\r\n <li>Many ‘packaged’ accounts charge a monthly fee.</li>\r\n <li>Some of these services, such as personal budgeting, have no monetary value.</li>\r\n</ol>\r\n</div>\r\n<div></div>\r\n</div>\r\nTraditionally, people chose their bank account based on the interest rate - a way of making their money grow.\r\n\r\nBut these days, with interest rates much lower than they used to be,<strong> more and more people are looking for accounts with other benefits.</strong>\r\n\r\nThe number of bank accounts offering alternative benefits - often known as \'packaged accounts\' - has been growing in recent years. It\'s estimated that more than 10 million people in the UK now use some kind of packaged bank account.\r\n\r\nSo what benefits can you expect - and are they worth the bother? Well, it all depends on your own needs, and how much you\'re willing to pay.\r\n<h2>Bank account benefits to look out for</h2>\r\nBenefits can vary from account to account, but some of the things you\'ll find include:\r\n<ul>\r\n <li>Travel insurance</li>\r\n <li>Phone/gadget insurance</li>\r\n <li>Roadside emergency cover (e.g. AA membership)</li>\r\n <li>Free music/video downloads</li>\r\n <li>Personal budgeting service</li>\r\n <li>Interest-free overdraft</li>\r\n <li>Better deals on other financial products, such as loans and mortgages</li>\r\n</ul>\r\nThere is usually a monthly fee for accounts that offer these services, but occasionally you\'ll get some of them with \'free\' accounts too.\r\n<h2>Is it worth the money?</h2>\r\nAlthough many people don\'t want to pay for their bank account, the benefits you can receive can be worth significantly more than you pay - as long as you actually use them.\r\n\r\nFor example, if your account offers mobile phone insurance, check you aren\'t already covered under your home insurance policy. And if you never go overdrawn, do you really need to pay for an account with no overdraft fees?\r\n\r\nOn the other hand, some people are happy to pay for certain services, such as personalised budgeting. Although this kind of service has no monetary value, it can help people avoid costly bank charges.\r\n\r\nRecent research by <a href=\"https://www.thinkmoney.co.uk/\" target=\"_blank\">thinkmoney.co.uk</a> shows that 1 in 6 have paid over £100 in bank charges over the last 12 months – so it’s clear how this kind of service can help. And 5% of people don’t even know whether they’ve been charged.\r\n<h2>Basic bank accounts with benefits</h2>\r\nIf you have a bad credit rating you may find yourself struggling to get any bank account, let alone one with all these added benefits.\r\n\r\nHowever, most people should be able to get a basic bank account or a similar alternative. Basic bank accounts don\'t tend to come with any added extras, but there are alternatives to a basic bank account that offer things like personalised budgeting services and even basic credit facilities.','Bank Account Benefits: What Do People Look For?','','inherit','closed','closed','','26-revision-v1','','','2017-08-21 15:03:15','2017-08-21 15:03:15','',26,'http://betterbanking.org.uk/2017/08/21/26-revision-v1/',0,'revision','',0),(31,1,'2017-08-21 15:04:52','2017-08-21 15:04:52','','1bank','','inherit','open','closed','','1bank','','','2017-08-21 15:04:52','2017-08-21 15:04:52','',26,'http://betterbanking.org.uk/wp-content/uploads/2017/08/1bank.jpg',0,'attachment','image/jpeg',0),(32,1,'2017-08-21 15:05:30','2017-08-21 15:05:30','<div class=\"tips\">\r\n<div id=\"toptipscontent\">\r\n\r\n<a href=\"/\"><img class=\"aligncenter wp-image-31 size-full\" src=\"http://betterbanking.org.uk/wp-content/uploads/2017/08/1bank.jpg\" alt=\"Bank better with better banking 2017\" width=\"730\" height=\"548\" /></a>\r\n<ol>\r\n <li>Traditionally, people chose their bank account based on the interest rate.</li>\r\n <li>However, there a number of bank accounts offering alternative benefits. These are often known as \'packaged accounts\'.</li>\r\n <li>These extras often include various forms of insurance.</li>\r\n <li>Many ‘packaged’ accounts charge a monthly fee.</li>\r\n <li>Some of these services, such as personal budgeting, have no monetary value.</li>\r\n</ol>\r\n</div>\r\n<div></div>\r\n</div>\r\nTraditionally, people chose their bank account based on the interest rate - a way of making their money grow.\r\n\r\nBut these days, with interest rates much lower than they used to be,<strong> more and more people are looking for accounts with other benefits.</strong>\r\n\r\nThe number of bank accounts offering alternative benefits - often known as \'packaged accounts\' - has been growing in recent years. It\'s estimated that more than 10 million people in the UK now use some kind of packaged bank account.\r\n\r\nSo what benefits can you expect - and are they worth the bother? Well, it all depends on your own needs, and how much you\'re willing to pay.\r\n<h2>Bank account benefits to look out for</h2>\r\nBenefits can vary from account to account, but some of the things you\'ll find include:\r\n<ul>\r\n <li>Travel insurance</li>\r\n <li>Phone/gadget insurance</li>\r\n <li>Roadside emergency cover (e.g. AA membership)</li>\r\n <li>Free music/video downloads</li>\r\n <li>Personal budgeting service</li>\r\n <li>Interest-free overdraft</li>\r\n <li>Better deals on other financial products, such as loans and mortgages</li>\r\n</ul>\r\nThere is usually a monthly fee for accounts that offer these services, but occasionally you\'ll get some of them with \'free\' accounts too.\r\n<h2>Is it worth the money?</h2>\r\nAlthough many people don\'t want to pay for their bank account, the benefits you can receive can be worth significantly more than you pay - as long as you actually use them.\r\n\r\nFor example, if your account offers mobile phone insurance, check you aren\'t already covered under your home insurance policy. And if you never go overdrawn, do you really need to pay for an account with no overdraft fees?\r\n\r\nOn the other hand, some people are happy to pay for certain services, such as personalised budgeting. Although this kind of service has no monetary value, it can help people avoid costly bank charges.\r\n\r\nRecent research by <a href=\"https://www.thinkmoney.co.uk/\" target=\"_blank\">thinkmoney.co.uk</a> shows that 1 in 6 have paid over £100 in bank charges over the last 12 months – so it’s clear how this kind of service can help. And 5% of people don’t even know whether they’ve been charged.\r\n<h2>Basic bank accounts with benefits</h2>\r\nIf you have a bad credit rating you may find yourself struggling to get any bank account, let alone one with all these added benefits.\r\n\r\nHowever, most people should be able to get a basic bank account or a similar alternative. Basic bank accounts don\'t tend to come with any added extras, but there are alternatives to a basic bank account that offer things like personalised budgeting services and even basic credit facilities.','Bank Account Benefits: What Do People Look For?','','inherit','closed','closed','','26-revision-v1','','','2017-08-21 15:05:30','2017-08-21 15:05:30','',26,'http://betterbanking.org.uk/2017/08/21/26-revision-v1/',0,'revision','',0),(33,1,'2017-08-21 15:07:11','2017-08-21 15:07:11','[contact-form-7 id=\"4\" title=\"Contact form 1\"]','Contact Us','','publish','closed','closed','','contact-us','','','2017-08-21 15:34:43','2017-08-21 15:34:43','',0,'http://betterbanking.org.uk/?page_id=33',0,'page','',0),(34,1,'2017-08-21 15:07:11','2017-08-21 15:07:11','','Contact Us','','inherit','closed','closed','','33-revision-v1','','','2017-08-21 15:07:11','2017-08-21 15:07:11','',33,'http://betterbanking.org.uk/2017/08/21/33-revision-v1/',0,'revision','',0),(35,1,'2017-08-21 15:07:32','2017-08-21 15:07:32','<div class=\"tips\">\r\n<div id=\"toptipscontent\">\r\n\r\n<a href=\"/\"><img class=\"aligncenter wp-image-31 size-full\" src=\"http://betterbanking.org.uk/wp-content/uploads/2017/08/1bank.jpg\" alt=\"Bank better with better banking 2017\" width=\"730\" height=\"548\" /></a>\r\n<ul>\r\n <li>Traditionally, people chose their bank account based on the interest rate.</li>\r\n <li>However, there a number of bank accounts offering alternative benefits. These are often known as \'packaged accounts\'.</li>\r\n <li>These extras often include various forms of insurance.</li>\r\n <li>Many ‘packaged’ accounts charge a monthly fee.</li>\r\n <li>Some of these services, such as personal budgeting, have no monetary value.</li>\r\n</ul>\r\n</div>\r\n<h3>Traditionally, people chose their bank account based on the interest rate - a way of making their money grow.</h3>\r\n</div>\r\nBut these days, with interest rates much lower than they used to be,<strong> more and more people are looking for accounts with other benefits.</strong>\r\n\r\nThe number of bank accounts offering alternative benefits - often known as \'packaged accounts\' - has been growing in recent years. It\'s estimated that more than 10 million people in the UK now use some kind of packaged bank account.\r\n\r\nSo what benefits can you expect - and are they worth the bother? Well, it all depends on your own needs, and how much you\'re willing to pay.\r\n<h2>Bank account benefits to look out for</h2>\r\nBenefits can vary from account to account, but some of the things you\'ll find include:\r\n<ul>\r\n <li>Travel insurance</li>\r\n <li>Phone/gadget insurance</li>\r\n <li>Roadside emergency cover (e.g. AA membership)</li>\r\n <li>Free music/video downloads</li>\r\n <li>Personal budgeting service</li>\r\n <li>Interest-free overdraft</li>\r\n <li>Better deals on other financial products, such as loans and mortgages</li>\r\n</ul>\r\nThere is usually a monthly fee for accounts that offer these services, but occasionally you\'ll get some of them with \'free\' accounts too.\r\n<h2>Is it worth the money?</h2>\r\nAlthough many people don\'t want to pay for their bank account, the benefits you can receive can be worth significantly more than you pay - as long as you actually use them.\r\n\r\nFor example, if your account offers mobile phone insurance, check you aren\'t already covered under your home insurance policy. And if you never go overdrawn, do you really need to pay for an account with no overdraft fees?\r\n\r\nOn the other hand, some people are happy to pay for certain services, such as personalised budgeting. Although this kind of service has no monetary value, it can help people avoid costly bank charges.\r\n\r\nRecent research by <a href=\"https://www.thinkmoney.co.uk/\" target=\"_blank\">thinkmoney.co.uk</a> shows that 1 in 6 have paid over £100 in bank charges over the last 12 months – so it’s clear how this kind of service can help. And 5% of people don’t even know whether they’ve been charged.\r\n<h2>Basic bank accounts with benefits</h2>\r\nIf you have a bad credit rating you may find yourself struggling to get any bank account, let alone one with all these added benefits.\r\n\r\nHowever, most people should be able to get a basic bank account or a similar alternative. Basic bank accounts don\'t tend to come with any added extras, but there are alternatives to a basic bank account that offer things like personalised budgeting services and even basic credit facilities.\r\n<h2><a href=\"http://betterbanking.org.uk/contact-us/\">Contact Us for Trusted Banking Advice</a></h2>','Bank Account Benefits: What Do People Look For?','','inherit','closed','closed','','26-revision-v1','','','2017-08-21 15:07:32','2017-08-21 15:07:32','',26,'http://betterbanking.org.uk/2017/08/21/26-revision-v1/',0,'revision','',0),(36,1,'2017-08-21 15:08:07','2017-08-21 15:08:07','<div class=\"tips\">\r\n<div id=\"toptipscontent\">\r\n\r\n<a href=\"/\"><img class=\"aligncenter wp-image-31 size-full\" src=\"http://betterbanking.org.uk/wp-content/uploads/2017/08/1bank.jpg\" alt=\"Bank better with better banking 2017\" width=\"730\" height=\"548\" /></a>\r\n<h2><a href=\"http://betterbanking.org.uk/contact-us/\">Contact Us for Trusted Banking Advice</a></h2>\r\n<ul>\r\n <li>Traditionally, people chose their bank account based on the interest rate.</li>\r\n <li>However, there a number of bank accounts offering alternative benefits. These are often known as \'packaged accounts\'.</li>\r\n <li>These extras often include various forms of insurance.</li>\r\n <li>Many ‘packaged’ accounts charge a monthly fee.</li>\r\n <li>Some of these services, such as personal budgeting, have no monetary value.</li>\r\n</ul>\r\n</div>\r\n<h3>Traditionally, people chose their bank account based on the interest rate - a way of making their money grow.</h3>\r\n</div>\r\nBut these days, with interest rates much lower than they used to be,<strong> more and more people are looking for accounts with other benefits.</strong>\r\n\r\nThe number of bank accounts offering alternative benefits - often known as \'packaged accounts\' - has been growing in recent years. It\'s estimated that more than 10 million people in the UK now use some kind of packaged bank account.\r\n\r\nSo what benefits can you expect - and are they worth the bother? Well, it all depends on your own needs, and how much you\'re willing to pay.\r\n<h2>Bank account benefits to look out for</h2>\r\nBenefits can vary from account to account, but some of the things you\'ll find include:\r\n<ul>\r\n <li>Travel insurance</li>\r\n <li>Phone/gadget insurance</li>\r\n <li>Roadside emergency cover (e.g. AA membership)</li>\r\n <li>Free music/video downloads</li>\r\n <li>Personal budgeting service</li>\r\n <li>Interest-free overdraft</li>\r\n <li>Better deals on other financial products, such as loans and mortgages</li>\r\n</ul>\r\nThere is usually a monthly fee for accounts that offer these services, but occasionally you\'ll get some of them with \'free\' accounts too.\r\n<h2>Is it worth the money?</h2>\r\nAlthough many people don\'t want to pay for their bank account, the benefits you can receive can be worth significantly more than you pay - as long as you actually use them.\r\n\r\nFor example, if your account offers mobile phone insurance, check you aren\'t already covered under your home insurance policy. And if you never go overdrawn, do you really need to pay for an account with no overdraft fees?\r\n\r\nOn the other hand, some people are happy to pay for certain services, such as personalised budgeting. Although this kind of service has no monetary value, it can help people avoid costly bank charges.\r\n\r\nRecent research by <a href=\"https://www.thinkmoney.co.uk/\" target=\"_blank\">thinkmoney.co.uk</a> shows that 1 in 6 have paid over £100 in bank charges over the last 12 months – so it’s clear how this kind of service can help. And 5% of people don’t even know whether they’ve been charged.\r\n<h2>Basic bank accounts with benefits</h2>\r\nIf you have a bad credit rating you may find yourself struggling to get any bank account, let alone one with all these added benefits.\r\n\r\nHowever, most people should be able to get a basic bank account or a similar alternative. Basic bank accounts don\'t tend to come with any added extras, but there are alternatives to a basic bank account that offer things like personalised budgeting services and even basic credit facilities.\r\n<h2><a href=\"http://betterbanking.org.uk/contact-us/\">Contact Us for Trusted Banking Advice</a></h2>','Bank Account Benefits: What Do People Look For?','','inherit','closed','closed','','26-revision-v1','','','2017-08-21 15:08:07','2017-08-21 15:08:07','',26,'http://betterbanking.org.uk/2017/08/21/26-revision-v1/',0,'revision','',0),(38,1,'2017-08-21 15:09:59','2017-08-21 15:09:59',' ','','','publish','closed','closed','','38','','','2017-08-21 15:46:25','2017-08-21 15:46:25','',0,'http://betterbanking.org.uk/?p=38',10,'nav_menu_item','',0),(39,1,'2021-09-23 13:05:10','2017-08-21 15:09:58',' ','','','publish','closed','closed','','39','','','2021-09-23 13:05:10','2021-09-23 13:05:10','',0,'http://betterbanking.org.uk/?p=39',7,'nav_menu_item','',0),(40,1,'2021-09-23 13:05:10','2017-08-21 15:09:58',' ','','','publish','closed','closed','','40','','','2021-09-23 13:05:10','2021-09-23 13:05:10','',0,'http://betterbanking.org.uk/?p=40',6,'nav_menu_item','',0),(41,1,'2021-09-23 13:05:10','2017-08-21 15:09:58',' ','','','publish','closed','closed','','41','','','2021-09-23 13:05:10','2021-09-23 13:05:10','',0,'http://betterbanking.org.uk/?p=41',8,'nav_menu_item','',0),(42,1,'2021-09-23 13:05:10','2017-08-21 15:09:58',' ','','','publish','closed','closed','','42','','','2021-09-23 13:05:10','2021-09-23 13:05:10','',0,'http://betterbanking.org.uk/?p=42',5,'nav_menu_item','',0),(43,1,'2017-08-21 15:09:58','2017-08-21 15:09:58',' ','','','publish','closed','closed','','43','','','2017-08-21 15:46:25','2017-08-21 15:46:25','',0,'http://betterbanking.org.uk/?p=43',9,'nav_menu_item','',0),(44,1,'2017-08-21 15:09:58','2017-08-21 15:09:58',' ','','','publish','closed','closed','','44','','','2017-08-22 15:09:18','2017-08-22 15:09:18','',0,'http://betterbanking.org.uk/?p=44',4,'nav_menu_item','',0),(45,1,'2017-08-21 15:09:58','2017-08-21 15:09:58','','About','','publish','closed','closed','','45','','','2017-08-22 15:09:17','2017-08-22 15:09:17','',0,'http://betterbanking.org.uk/?p=45',3,'nav_menu_item','',0),(46,1,'2017-08-21 15:09:58','2017-08-21 15:09:58','','Supporters','','publish','closed','closed','','46','','','2017-08-22 15:09:17','2017-08-22 15:09:17','',0,'http://betterbanking.org.uk/?p=46',2,'nav_menu_item','',0),(47,1,'2017-08-21 15:15:05','2017-08-21 15:15:05','[contact-form-7 id=\"4\" title=\"Contact form 1\"]','Contact Us','','inherit','closed','closed','','33-revision-v1','','','2017-08-21 15:15:05','2017-08-21 15:15:05','',33,'http://betterbanking.org.uk/2017/08/21/33-revision-v1/',0,'revision','',0),(48,1,'2017-08-21 15:38:24','2017-08-21 15:38:24','<div class=\"tips\">\r\n<div id=\"toptipsimage\"> <a href=\"https://www.hunterfinance.co.uk/property-development-finance\"><img class=\"aligncenter wp-image-61\" src=\"http://betterbanking.org.uk/wp-content/uploads/2017/08/mortgage12.jpg\" alt=\"Invest In Property with Development Finance from Hunter Finance\" width=\"800\" height=\"533\" /></a></div>\r\n<div id=\"toptipscontent\"><strong> </strong></div>\r\n<div><strong>A 33 per cent hike in the number of consumers looking for advice on re-mortgaging was recorded in June, according to data from the professional advice website <a href=\"https://www.unbiased.co.uk/\" target=\"_blank\">Unbiased.co.uk.</a></strong></div>\r\n</div>\r\nRequests from those seeking whole of market re-mortgage advice maintained second place, a<strong> five per cent growth since May 2009,</strong> while first-time buyers held their position at the top despite a slight drop from May.\r\n\r\n<em>Interest from first-time buyers for the whole of market mortgage advice made up <strong>41 per cent of all consumer requests</strong> on Unbiased.co.uk\'s Find a mortgage adviser search.</em>\r\n\r\n<strong>Advice on the residential property market came in third in June with 24 per cent of all requests, followed by Buy-to-let mortgages, self-employed, high loan-to-value, equity release, flexible, sub-prime and right to buy.</strong>\r\n<blockquote>Lending from mainstream banks comes with a long list of requirements and security.\r\n\r\nIf you are looking to <a href=\"http://betterbanking.org.uk/investments/\">invest in larger development projects</a> consider using a private lender for property development finance.\r\n\r\n<a href=\"https://www.hunterfinance.co.uk/property-development-finance/lending-criteria\" target=\"_blank\">Visit this site</a> for more information on lending requirements.</blockquote>\r\n<em>Commenting on the figures, David Elms, chief executive of Unbiased.co.uk, said that they suggest growing confidence among those<a href=\"http://betterbanking.org.uk/finance/\"> thinking about re-mortgaging</a>, following a two month period in which the enquiries dropped.</em>\r\n\r\n<em>\"More of those looking to re-mortgage are now seeking a whole of market mortgage adviser who can give whole of market advice and start to unravel the confusion of the current mortgage market,\" he explained.</em>\r\n\r\n<em>\"It is also clear from these new figures that first time buyers remain baffled with the mortgage maze, and are continuing to seek whole of market advice to get guidance and help on the right mortgage decision for them.\"</em>\r\n\r\n<em>He noted that it was not surprising to see people seeking advice given the conflicting news on whether there is any growth in the property market and the ever changing mortgage options and deals.</em>\r\n\r\n<strong>The news comes amid revelations from the Treasury Committee that the majority of lenders are going out of their way to support consumers in mortgage difficulties.</strong>\r\n\r\n<strong>According to the <a href=\"https://www.cml.org.uk/about-us/\" target=\"_blank\">Council of Mortgage Lenders (CML)</a>, first quarter repossession figures were not as high as feared because of \"significant forbearance to borrowers\" shown by lenders.</strong>\r\n\r\n<em>Noting that repossession should be a last resort as stipulated in Financial Services Authority legislation, the CML welcomed the committee\'s position for tougher action to be taken in \"the small minority of cases\" where poor practice is highlighted.</em>\r\n\r\n<em>\"The industry is fully engaged to help its customers through the recession where they have a good prospect of being able to get back on track and sustain their home-ownership in the long term,\" said CML head of policy Jackie Bennett.</em>\r\n\r\n<em>She went on to say that lenders have put in place management measures to ensure that customers are treated fairly and if any charges are slapped on them, they will be \"a reasonable reflection of costs\", which will be applied in a way that will not result in more financial problems for the borrower.</em>\r\n<h2><a href=\"http://betterbanking.org.uk/contact-us/\">Contact Us for Trusted Banking Advice</a></h2>','Remortgaging and Property Loans Picking up as Consumers Seek Advice','','publish','closed','closed','','mortgages','','','2017-08-22 13:19:20','2017-08-22 13:19:20','',0,'http://betterbanking.org.uk/?page_id=48',0,'page','',0),(49,1,'2017-08-21 15:38:24','2017-08-21 15:38:24','','Mortgages','','publish','closed','closed','','49','','','2017-08-22 15:09:18','2017-08-22 15:09:18','',0,'http://betterbanking.org.uk/2017/08/21/49/',1,'nav_menu_item','',0),(50,1,'2017-08-21 15:38:24','2017-08-21 15:38:24','','Mortgages','','inherit','closed','closed','','48-revision-v1','','','2017-08-21 15:38:24','2017-08-21 15:38:24','',48,'http://betterbanking.org.uk/2017/08/21/48-revision-v1/',0,'revision','',0),(51,1,'2017-08-22 13:19:27','2017-08-22 13:19:27','<div class=\"tips\">\n<div id=\"toptipsimage\"> <a href=\"https://www.hunterfinance.co.uk/property-development-finance\"><img class=\"aligncenter wp-image-61\" src=\"http://betterbanking.org.uk/wp-content/uploads/2017/08/mortgage12.jpg\" alt=\"Invest In Property with Development Finance from Hunter Finance\" width=\"800\" height=\"533\" /></a></div>\n<div id=\"toptipscontent\"><strong> </strong></div>\n<div><strong>A 33 per cent hike in the number of consumers looking for advice on re-mortgaging was recorded in June, according to data from the professional advice website <a href=\"https://www.unbiased.co.uk/\" target=\"_blank\">Unbiased.co.uk.</a></strong></div>\n</div>\nRequests from those seeking whole of market re-mortgage advice maintained second place, a<strong> five per cent growth since May 2009,</strong> while first-time buyers held their position at the top despite a slight drop from May.\n\n<em>Interest from first-time buyers for the whole of market mortgage advice made up <strong>41 per cent of all consumer requests</strong> on Unbiased.co.uk\'s Find a mortgage adviser search.</em>\n\n<strong>Advice on the residential property market came in third in June with 24 per cent of all requests, followed by Buy-to-let mortgages, self-employed, high loan-to-value, equity release, flexible, sub-prime and right to buy.</strong>\n<blockquote>Lending from mainstream banks comes with a long list of requirements and security.\n\nIf you are looking to <a href=\"http://betterbanking.org.uk/investments/\">invest in larger development projects</a> consider using a private lender for property development finance.\n\n<a href=\"https://www.hunterfinance.co.uk/property-development-finance/lending-criteria\" target=\"_blank\">Visit this site</a> for more information on lending requirements.</blockquote>\n<em>Commenting on the figures, David Elms, chief executive of Unbiased.co.uk, said that they suggest growing confidence among those<a href=\"http://betterbanking.org.uk/finance/\"> thinking about re-mortgaging</a>, following a two month period in which the enquiries dropped.</em>\n\n<em>\"More of those looking to re-mortgage are now seeking a whole of market mortgage adviser who can give whole of market advice and start to unravel the confusion of the current mortgage market,\" he explained.</em>\n\n<em>\"It is also clear from these new figures that first time buyers remain baffled with the mortgage maze, and are continuing to seek whole of market advice to get guidance and help on the right mortgage decision for them.\"</em>\n\n<em>He noted that it was not surprising to see people seeking advice given the conflicting news on whether there is any growth in the property market and the ever changing mortgage options and deals.</em>\n\n<strong>The news comes amid revelations from the Treasury Committee that the majority of lenders are going out of their way to support consumers in mortgage difficulties.</strong>\n\n<strong>According to the <a href=\"https://www.cml.org.uk/about-us/\" target=\"_blank\">Council of Mortgage Lenders (CML)</a>, first quarter repossession figures were not as high as feared because of \"significant forbearance to borrowers\" shown by lenders.</strong>\n\n<em>Noting that repossession should be a last resort as stipulated in Financial Services Authority legislation, the CML welcomed the committee\'s position for tougher action to be taken in \"the small minority of cases\" where poor practice is highlighted.</em>\n\n<em>\"The industry is fully engaged to help its customers through the recession where they have a good prospect of being able to get back on track and sustain their home-ownership in the long term,\" said CML head of policy Jackie Bennett.</em>\n\n<em>She went on to say that lenders have put in place management measures to ensure that customers are treated fairly and if any charges are slapped on them, they will be \"a reasonable reflection of costs\", which will be applied in a way that will not result in more financial problems for the borrower.</em>\n<h2><a href=\"http://betterbanking.org.uk/contact-us/\">Contact Us for Trusted Banking Advice</a></h2>','Remortgaging and Property Loans Picking up as Consumers Seek Advice','','inherit','closed','closed','','48-autosave-v1','','','2017-08-22 13:19:27','2017-08-22 13:19:27','',48,'http://betterbanking.org.uk/2017/08/21/48-autosave-v1/',0,'revision','',0),(52,1,'2017-08-21 15:42:53','2017-08-21 15:42:53','<h1>Remortgage activity picking up as consumers seek advice</h1>\r\n<div class=\"tips\">\r\n<div id=\"toptipsimage\"></div>\r\n<div id=\"toptipscontent\"> A 33 per cent hike in the number of consumers looking for advice on re-mortgaging was recorded in June, according to data from the professional advice website <a href=\"https://www.unbiased.co.uk/\" target=\"_blank\">Unbiased.co.uk.</a></div>\r\n</div>\r\nRequests from those seeking whole of market re-mortgage advice maintained second place, a five per cent growth since May 2009, while first-time buyers held their position at the top despite a slight drop from May.\r\n\r\nInterest from first-time buyers for whole of market <a href=\"http://web.archive.org/web/20140420191240/http://www.uknetguide.co.uk/Finance/Mortgages/\">mortgage</a> advice made up 41 per cent of all consumer requests on Unbiased.co.uk\'s Find a mortgage adviser search.\r\n\r\n<strong>Advice on the residential property market came in third in June with 24 per cent of all requests, followed by Buy-to-let mortgages, self-employed, high loan-to-value, equity release, flexible, sub-prime and right to buy.</strong>\r\n\r\nConsider using a private lender for property development finance.<a href=\"https://www.hunterfinance.co.uk/property-development-finance\" target=\"_blank\">Click here </a>for more information.\r\n\r\n<em>Commenting on the figures, David Elms, chief executive of Unbiased.co.uk, said that they suggest growing confidence among those thinking about re-mortgaging, following a two month period in which the enquiries dropped.</em>\r\n\r\n<em>\"More of those looking to re-mortgage are now seeking a whole of market mortgage adviser who can give whole of market advice and start to unravel the confusion of the current mortgage market,\" he explained.</em>\r\n\r\n<em>\"It is also clear from these new figures that first time buyers remain baffled with the mortgage maze, and are continuing to seek whole of market advice to get guidance and help on the right mortgage decision for them.\"</em>\r\n\r\n<em>He noted that it was not surprising to see people seeking advice given the conflicting news on whether there is any growth in the property market and the ever changing mortgage options and deals.</em>\r\n\r\nThe news comes amid revelations from the Treasury Committee that the majority of lenders are going out of their way to support consumers in mortgage difficulties.\r\n\r\nAccording to the <a href=\"https://www.cml.org.uk/about-us/\" target=\"_blank\">Council of Mortgage Lenders (CML)</a>, first quarter repossession figures were not as high as feared because of \"significant forbearance to borrowers\" shown by lenders.\r\n\r\n<em>Noting that repossession should be a last resort as stipulated in Financial Services Authority legislation, the CML welcomed the committee\'s position for tougher action to be taken in \"the small minority of cases\" where poor practice is highlighted.</em>\r\n\r\n<em>\"The industry is fully engaged to help its customers through the recession where they have a good prospect of being able to get back on track and sustain their home-ownership in the long term,\" said CML head of policy Jackie Bennett.</em>\r\n\r\n<em>She went on to say that lenders have put in place management measures to ensure that customers are treated fairly and if any charges are slapped on them, they will be \"a reasonable reflection of costs\", which will be applied in a way that will not result in more financial problems for the borrower.</em>\r\n<h2><a href=\"http://betterbanking.org.uk/contact-us/\">Contact Us for Trusted Banking Advice</a></h2>','Mortgages','','inherit','closed','closed','','48-revision-v1','','','2017-08-21 15:42:53','2017-08-21 15:42:53','',48,'http://betterbanking.org.uk/2017/08/21/48-revision-v1/',0,'revision','',0),(53,1,'2017-08-21 15:43:36','2017-08-21 15:43:36','<div class=\"tips\">\r\n<div id=\"toptipsimage\"></div>\r\n<div id=\"toptipscontent\"> A 33 per cent hike in the number of consumers looking for advice on re-mortgaging was recorded in June, according to data from the professional advice website <a href=\"https://www.unbiased.co.uk/\" target=\"_blank\">Unbiased.co.uk.</a></div>\r\n</div>\r\nRequests from those seeking whole of market re-mortgage advice maintained second place, a five per cent growth since May 2009, while first-time buyers held their position at the top despite a slight drop from May.\r\n\r\nInterest from first-time buyers for whole of market <a href=\"http://web.archive.org/web/20140420191240/http://www.uknetguide.co.uk/Finance/Mortgages/\">mortgage</a> advice made up 41 per cent of all consumer requests on Unbiased.co.uk\'s Find a mortgage adviser search.\r\n\r\n<strong>Advice on the residential property market came in third in June with 24 per cent of all requests, followed by Buy-to-let mortgages, self-employed, high loan-to-value, equity release, flexible, sub-prime and right to buy.</strong>\r\n\r\nConsider using a private lender for property development finance.<a href=\"https://www.hunterfinance.co.uk/property-development-finance\" target=\"_blank\">Click here </a>for more information.\r\n\r\n<em>Commenting on the figures, David Elms, chief executive of Unbiased.co.uk, said that they suggest growing confidence among those thinking about re-mortgaging, following a two month period in which the enquiries dropped.</em>\r\n\r\n<em>\"More of those looking to re-mortgage are now seeking a whole of market mortgage adviser who can give whole of market advice and start to unravel the confusion of the current mortgage market,\" he explained.</em>\r\n\r\n<em>\"It is also clear from these new figures that first time buyers remain baffled with the mortgage maze, and are continuing to seek whole of market advice to get guidance and help on the right mortgage decision for them.\"</em>\r\n\r\n<em>He noted that it was not surprising to see people seeking advice given the conflicting news on whether there is any growth in the property market and the ever changing mortgage options and deals.</em>\r\n\r\nThe news comes amid revelations from the Treasury Committee that the majority of lenders are going out of their way to support consumers in mortgage difficulties.\r\n\r\nAccording to the <a href=\"https://www.cml.org.uk/about-us/\" target=\"_blank\">Council of Mortgage Lenders (CML)</a>, first quarter repossession figures were not as high as feared because of \"significant forbearance to borrowers\" shown by lenders.\r\n\r\n<em>Noting that repossession should be a last resort as stipulated in Financial Services Authority legislation, the CML welcomed the committee\'s position for tougher action to be taken in \"the small minority of cases\" where poor practice is highlighted.</em>\r\n\r\n<em>\"The industry is fully engaged to help its customers through the recession where they have a good prospect of being able to get back on track and sustain their home-ownership in the long term,\" said CML head of policy Jackie Bennett.</em>\r\n\r\n<em>She went on to say that lenders have put in place management measures to ensure that customers are treated fairly and if any charges are slapped on them, they will be \"a reasonable reflection of costs\", which will be applied in a way that will not result in more financial problems for the borrower.</em>\r\n<h2><a href=\"http://betterbanking.org.uk/contact-us/\">Contact Us for Trusted Banking Advice</a></h2>','Remortgage activity picking up as consumers seek advice','','inherit','closed','closed','','48-revision-v1','','','2017-08-21 15:43:36','2017-08-21 15:43:36','',48,'http://betterbanking.org.uk/2017/08/21/48-revision-v1/',0,'revision','',0),(54,1,'2017-08-22 13:11:15','2017-08-22 13:11:15','<div class=\"tips\">\r\n<div id=\"toptipsimage\"></div>\r\n<div id=\"toptipscontent\"><strong> A 33 per cent hike in the number of consumers looking for advice on re-mortgaging was recorded in June, according to data from the professional advice website <a href=\"https://www.unbiased.co.uk/\" target=\"_blank\">Unbiased.co.uk.</a></strong></div>\r\n</div>\r\nRequests from those seeking whole of market re-mortgage advice maintained second place, a<strong> five per cent growth since May 2009,</strong> while first-time buyers held their position at the top despite a slight drop from May.\r\n\r\n<em>Interest from first-time buyers for the whole of market mortgage advice made up <strong>41 per cent of all consumer requests</strong> on Unbiased.co.uk\'s Find a mortgage adviser search.</em>\r\n\r\n<strong>Advice on the residential property market came in third in June with 24 per cent of all requests, followed by Buy-to-let mortgages, self-employed, high loan-to-value, equity release, flexible, sub-prime and right to buy.</strong>\r\n<blockquote>Lending from mainstream banks comes with a long list of requirements and security.\r\n\r\nIf you are looking to invest in larger development projects consider using a private lender for property development finance.\r\n\r\n<a href=\"https://www.hunterfinance.co.uk/property-development-finance/lending-criteria\" target=\"_blank\">Visit this site</a> for more information on lending requirements.</blockquote>\r\n<em>Commenting on the figures, David Elms, chief executive of Unbiased.co.uk, said that they suggest growing confidence among those thinking about re-mortgaging, following a two month period in which the enquiries dropped.</em>\r\n\r\n<em>\"More of those looking to re-mortgage are now seeking a whole of market mortgage adviser who can give whole of market advice and start to unravel the confusion of the current mortgage market,\" he explained.</em>\r\n\r\n<em>\"It is also clear from these new figures that first time buyers remain baffled with the mortgage maze, and are continuing to seek whole of market advice to get guidance and help on the right mortgage decision for them.\"</em>\r\n\r\n<em>He noted that it was not surprising to see people seeking advice given the conflicting news on whether there is any growth in the property market and the ever changing mortgage options and deals.</em>\r\n\r\nThe news comes amid revelations from the Treasury Committee that the majority of lenders are going out of their way to support consumers in mortgage difficulties.\r\n\r\nAccording to the <a href=\"https://www.cml.org.uk/about-us/\" target=\"_blank\">Council of Mortgage Lenders (CML)</a>, first quarter repossession figures were not as high as feared because of \"significant forbearance to borrowers\" shown by lenders.\r\n\r\n<em>Noting that repossession should be a last resort as stipulated in Financial Services Authority legislation, the CML welcomed the committee\'s position for tougher action to be taken in \"the small minority of cases\" where poor practice is highlighted.</em>\r\n\r\n<em>\"The industry is fully engaged to help its customers through the recession where they have a good prospect of being able to get back on track and sustain their home-ownership in the long term,\" said CML head of policy Jackie Bennett.</em>\r\n\r\n<em>She went on to say that lenders have put in place management measures to ensure that customers are treated fairly and if any charges are slapped on them, they will be \"a reasonable reflection of costs\", which will be applied in a way that will not result in more financial problems for the borrower.</em>\r\n<h2><a href=\"http://betterbanking.org.uk/contact-us/\">Contact Us for Trusted Banking Advice</a></h2>','Remortgaging and Property Loans Picking up as Consumers Seek Advice','','inherit','closed','closed','','48-revision-v1','','','2017-08-22 13:11:15','2017-08-22 13:11:15','',48,'http://betterbanking.org.uk/2017/08/22/48-revision-v1/',0,'revision','',0),(55,1,'2017-08-22 13:14:41','2017-08-22 13:14:41','','Coins','UK currency','inherit','open','closed','','coins','','','2017-08-22 13:14:41','2017-08-22 13:14:41','',48,'http://betterbanking.org.uk/wp-content/uploads/2017/08/btl.jpg',0,'attachment','image/jpeg',0),(56,1,'2017-08-22 13:14:43','2017-08-22 13:14:43','','checlis','','inherit','open','closed','','checlis','','','2017-08-22 13:14:43','2017-08-22 13:14:43','',48,'http://betterbanking.org.uk/wp-content/uploads/2017/08/checlis.jpg',0,'attachment','image/jpeg',0),(57,1,'2017-08-22 13:14:44','2017-08-22 13:14:44','','for sale','','inherit','open','closed','','for-sale','','','2017-08-22 13:14:44','2017-08-22 13:14:44','',48,'http://betterbanking.org.uk/wp-content/uploads/2017/08/for-sale.jpg',0,'attachment','image/jpeg',0),(58,1,'2017-08-22 13:14:46','2017-08-22 13:14:46','','houses','','inherit','open','closed','','houses','','','2017-08-22 13:14:46','2017-08-22 13:14:46','',48,'http://betterbanking.org.uk/wp-content/uploads/2017/08/houses.jpg',0,'attachment','image/jpeg',0),(59,1,'2017-08-22 13:14:47','2017-08-22 13:14:47','','images1','','inherit','open','closed','','images1','','','2017-08-22 13:14:47','2017-08-22 13:14:47','',48,'http://betterbanking.org.uk/wp-content/uploads/2017/08/images1.jpe',0,'attachment','image/jpeg',0),(60,1,'2017-08-22 13:14:48','2017-08-22 13:14:48','','loan','','inherit','open','closed','','loan','','','2017-08-22 13:14:48','2017-08-22 13:14:48','',48,'http://betterbanking.org.uk/wp-content/uploads/2017/08/loan.jpg',0,'attachment','image/jpeg',0),(61,1,'2017-08-22 13:14:49','2017-08-22 13:14:49','','mortgage12','','inherit','open','closed','','mortgage12','','','2017-08-22 13:14:49','2017-08-22 13:14:49','',48,'http://betterbanking.org.uk/wp-content/uploads/2017/08/mortgage12.jpg',0,'attachment','image/jpeg',0),(62,1,'2017-08-22 13:14:50','2017-08-22 13:14:50','','property-development','','inherit','open','closed','','property-development','','','2017-08-22 13:14:50','2017-08-22 13:14:50','',48,'http://betterbanking.org.uk/wp-content/uploads/2017/08/property-development.jpg',0,'attachment','image/jpeg',0),(63,1,'2017-08-22 13:14:51','2017-08-22 13:14:51','','renovation','','inherit','open','closed','','renovation','','','2017-08-22 13:14:51','2017-08-22 13:14:51','',48,'http://betterbanking.org.uk/wp-content/uploads/2017/08/renovation.jpg',0,'attachment','image/jpeg',0),(64,1,'2017-08-22 13:14:53','2017-08-22 13:14:53','','scaffolding','','inherit','open','closed','','scaffolding','','','2017-08-22 13:14:53','2017-08-22 13:14:53','',48,'http://betterbanking.org.uk/wp-content/uploads/2017/08/scaffolding.jpg',0,'attachment','image/jpeg',0),(65,1,'2017-08-22 13:14:54','2017-08-22 13:14:54','','valuation','','inherit','open','closed','','valuation','','','2017-08-22 13:14:54','2017-08-22 13:14:54','',48,'http://betterbanking.org.uk/wp-content/uploads/2017/08/valuation.jpg',0,'attachment','image/jpeg',0),(66,1,'2017-08-22 13:17:08','2017-08-22 13:17:08','<div class=\"tips\">\r\n<div id=\"toptipsimage\"> <a href=\"https://www.hunterfinance.co.uk/property-development-finance\"><img class=\"aligncenter wp-image-61\" src=\"http://betterbanking.org.uk/wp-content/uploads/2017/08/mortgage12.jpg\" alt=\"Invest In Property with Development Finance from Hunter Finance\" width=\"800\" height=\"533\" /></a></div>\r\n<div id=\"toptipscontent\"><strong> </strong></div>\r\n<div><strong>A 33 per cent hike in the number of consumers looking for advice on re-mortgaging was recorded in June, according to data from the professional advice website <a href=\"https://www.unbiased.co.uk/\" target=\"_blank\">Unbiased.co.uk.</a></strong></div>\r\n</div>\r\nRequests from those seeking whole of market re-mortgage advice maintained second place, a<strong> five per cent growth since May 2009,</strong> while first-time buyers held their position at the top despite a slight drop from May.\r\n\r\n<em>Interest from first-time buyers for the whole of market mortgage advice made up <strong>41 per cent of all consumer requests</strong> on Unbiased.co.uk\'s Find a mortgage adviser search.</em>\r\n\r\n<strong>Advice on the residential property market came in third in June with 24 per cent of all requests, followed by Buy-to-let mortgages, self-employed, high loan-to-value, equity release, flexible, sub-prime and right to buy.</strong>\r\n<blockquote>Lending from mainstream banks comes with a long list of requirements and security.\r\n\r\nIf you are looking to invest in larger development projects consider using a private lender for property development finance.\r\n\r\n<a href=\"https://www.hunterfinance.co.uk/property-development-finance/lending-criteria\" target=\"_blank\">Visit this site</a> for more information on lending requirements.</blockquote>\r\n<em>Commenting on the figures, David Elms, chief executive of Unbiased.co.uk, said that they suggest growing confidence among those thinking about re-mortgaging, following a two month period in which the enquiries dropped.</em>\r\n\r\n<em>\"More of those looking to re-mortgage are now seeking a whole of market mortgage adviser who can give whole of market advice and start to unravel the confusion of the current mortgage market,\" he explained.</em>\r\n\r\n<em>\"It is also clear from these new figures that first time buyers remain baffled with the mortgage maze, and are continuing to seek whole of market advice to get guidance and help on the right mortgage decision for them.\"</em>\r\n\r\n<em>He noted that it was not surprising to see people seeking advice given the conflicting news on whether there is any growth in the property market and the ever changing mortgage options and deals.</em>\r\n\r\nThe news comes amid revelations from the Treasury Committee that the majority of lenders are going out of their way to support consumers in mortgage difficulties.\r\n\r\nAccording to the <a href=\"https://www.cml.org.uk/about-us/\" target=\"_blank\">Council of Mortgage Lenders (CML)</a>, first quarter repossession figures were not as high as feared because of \"significant forbearance to borrowers\" shown by lenders.\r\n\r\n<em>Noting that repossession should be a last resort as stipulated in Financial Services Authority legislation, the CML welcomed the committee\'s position for tougher action to be taken in \"the small minority of cases\" where poor practice is highlighted.</em>\r\n\r\n<em>\"The industry is fully engaged to help its customers through the recession where they have a good prospect of being able to get back on track and sustain their home-ownership in the long term,\" said CML head of policy Jackie Bennett.</em>\r\n\r\n<em>She went on to say that lenders have put in place management measures to ensure that customers are treated fairly and if any charges are slapped on them, they will be \"a reasonable reflection of costs\", which will be applied in a way that will not result in more financial problems for the borrower.</em>\r\n<h2><a href=\"http://betterbanking.org.uk/contact-us/\">Contact Us for Trusted Banking Advice</a></h2>','Remortgaging and Property Loans Picking up as Consumers Seek Advice','','inherit','closed','closed','','48-revision-v1','','','2017-08-22 13:17:08','2017-08-22 13:17:08','',48,'http://betterbanking.org.uk/2017/08/22/48-revision-v1/',0,'revision','',0),(67,1,'2017-08-22 13:19:10','2017-08-22 13:19:10','<div class=\"tips\">\r\n<div id=\"toptipsimage\"> <a href=\"https://www.hunterfinance.co.uk/property-development-finance\"><img class=\"aligncenter wp-image-61\" src=\"http://betterbanking.org.uk/wp-content/uploads/2017/08/mortgage12.jpg\" alt=\"Invest In Property with Development Finance from Hunter Finance\" width=\"800\" height=\"533\" /></a></div>\r\n<div id=\"toptipscontent\"><strong> </strong></div>\r\n<div><strong>A 33 per cent hike in the number of consumers looking for advice on re-mortgaging was recorded in June, according to data from the professional advice website <a href=\"https://www.unbiased.co.uk/\" target=\"_blank\">Unbiased.co.uk.</a></strong></div>\r\n</div>\r\nRequests from those seeking whole of market re-mortgage advice maintained second place, a<strong> five per cent growth since May 2009,</strong> while first-time buyers held their position at the top despite a slight drop from May.\r\n\r\n<em>Interest from first-time buyers for the whole of market mortgage advice made up <strong>41 per cent of all consumer requests</strong> on Unbiased.co.uk\'s Find a mortgage adviser search.</em>\r\n\r\n<strong>Advice on the residential property market came in third in June with 24 per cent of all requests, followed by Buy-to-let mortgages, self-employed, high loan-to-value, equity release, flexible, sub-prime and right to buy.</strong>\r\n<blockquote>Lending from mainstream banks comes with a long list of requirements and security.\r\n\r\nIf you are looking to <a href=\"http://betterbanking.org.uk/investments/\">invest in larger development projects</a> consider using a private lender for property development finance.\r\n\r\n<a href=\"https://www.hunterfinance.co.uk/property-development-finance/lending-criteria\" target=\"_blank\">Visit this site</a> for more information on lending requirements.</blockquote>\r\n<em>Commenting on the figures, David Elms, chief executive of Unbiased.co.uk, said that they suggest growing confidence among those<a href=\"http://betterbanking.org.uk/finance/\"> thinking about re-mortgaging</a>, following a two month period in which the enquiries dropped.</em>\r\n\r\n<em>\"More of those looking to re-mortgage are now seeking a whole of market mortgage adviser who can give whole of market advice and start to unravel the confusion of the current mortgage market,\" he explained.</em>\r\n\r\n<em>\"It is also clear from these new figures that first time buyers remain baffled with the mortgage maze, and are continuing to seek whole of market advice to get guidance and help on the right mortgage decision for them.\"</em>\r\n\r\n<em>He noted that it was not surprising to see people seeking advice given the conflicting news on whether there is any growth in the property market and the ever changing mortgage options and deals.</em>\r\n\r\n<strong>The news comes amid revelations from the Treasury Committee that the majority of lenders are going out of their way to support consumers in mortgage difficulties.</strong>\r\n\r\n<strong>According to the <a href=\"https://www.cml.org.uk/about-us/\" target=\"_blank\">Council of Mortgage Lenders (CML)</a>, first quarter repossession figures were not as high as feared because of \"significant forbearance to borrowers\" shown by lenders.</strong>\r\n\r\n<em>Noting that repossession should be a last resort as stipulated in Financial Services Authority legislation, the CML welcomed the committee\'s position for tougher action to be taken in \"the small minority of cases\" where poor practice is highlighted.</em>\r\n\r\n<em>\"The industry is fully engaged to help its customers through the recession where they have a good prospect of being able to get back on track and sustain their home-ownership in the long term,\" said CML head of policy Jackie Bennett.</em>\r\n\r\n<em>She went on to say that lenders have put in place management measures to ensure that customers are treated fairly and if any charges are slapped on them, they will be \"a reasonable reflection of costs\", which will be applied in a way that will not result in more financial problems for the borrower.</em>\r\n<h2><a href=\"http://betterbanking.org.uk/contact-us/\">Contact Us for Trusted Banking Advice</a></h2>','Remortgaging and Property Loans Picking up as Consumers Seek Advice','','inherit','closed','closed','','48-revision-v1','','','2017-08-22 13:19:10','2017-08-22 13:19:10','',48,'http://betterbanking.org.uk/2017/08/22/48-revision-v1/',0,'revision','',0),(76,1,'2017-09-05 08:56:40','2017-09-05 08:56:40','[vc_row][vc_column width=\"1/2\"][vc_column_text]\r\n<div class=\"tips\">\r\n<div id=\"toptipscontent\">\r\n\r\n<a href=\"/\"><img class=\"aligncenter wp-image-31 size-full\" src=\"http://betterbanking.org.uk/wp-content/uploads/2017/08/1bank.jpg\" alt=\"Bank better with better banking 2017\" width=\"730\" height=\"548\" /></a>\r\n<h2><a href=\"http://betterbanking.org.uk/contact-us/\">Contact Us for Trusted Banking Advice</a></h2>\r\n<ul>\r\n <li>Traditionally, people chose their bank account based on the interest rate.</li>\r\n <li>However, there a number of bank accounts offering alternative benefits. These are often known as \'packaged accounts\'.</li>\r\n <li>These extras often include various forms of insurance.</li>\r\n <li>Many ‘packaged’ accounts charge a monthly fee.</li>\r\n <li>Some of these services, such as personal budgeting, have no monetary value.</li>\r\n</ul>\r\n</div>\r\n<h3>Traditionally, people chose their bank account based on the interest rate - a way of making their money grow.</h3>\r\n</div>\r\nBut these days, with interest rates much lower than they used to be,<strong> more and more people are looking for accounts with other benefits.</strong>\r\n\r\nThe number of bank accounts offering alternative benefits - often known as \'packaged accounts\' - has been growing in recent years. It\'s estimated that more than 10 million people in the UK now use some kind of packaged bank account.\r\n\r\nSo what benefits can you expect - and are they worth the bother? Well, it all depends on your own needs, and how much you\'re willing to pay.\r\n<h2>Bank account benefits to look out for</h2>\r\nBenefits can vary from account to account, but some of the things you\'ll find include:\r\n<ul>\r\n <li>Travel insurance</li>\r\n <li>Phone/gadget insurance</li>\r\n <li>Roadside emergency cover (e.g. AA membership)</li>\r\n <li>Free music/video downloads</li>\r\n <li>Personal budgeting service</li>\r\n <li>Interest-free overdraft</li>\r\n <li>Better deals on other financial products, such as loans and mortgages</li>\r\n</ul>\r\nThere is usually a monthly fee for accounts that offer these services, but occasionally you\'ll get some of them with \'free\' accounts too.\r\n<h2></h2>\r\n[/vc_column_text][/vc_column][vc_column width=\"1/2\"][vc_column_text]\r\n<h2>Is it worth the money?</h2>\r\nAlthough many people don\'t want to pay for their bank account, the benefits you can receive can be worth significantly more than you pay - as long as you actually use them.\r\n\r\nFor example, if your account offers mobile phone insurance, check you aren\'t already covered under your home insurance policy. And if you never go overdrawn, do you really need to pay for an account with no overdraft fees?\r\n\r\nOn the other hand, some people are happy to pay for certain services, such as personalised budgeting. Although this kind of service has no monetary value, it can help people avoid costly bank charges.\r\n\r\nRecent research by <a href=\"https://www.thinkmoney.co.uk/\" target=\"_blank\">thinkmoney.co.uk</a> shows that 1 in 6 have paid over £100 in bank charges over the last 12 months – so it’s clear how this kind of service can help. And 5% of people don’t even know whether they’ve been charged.\r\n<h2>Basic bank accounts with benefits</h2>\r\nIf you have a bad credit rating you may find yourself struggling to get any bank account, let alone one with all these added benefits.\r\n\r\nHowever, most people should be able to get a basic bank account or a similar alternative. Basic bank accounts don\'t tend to come with any added extras, but there are alternatives to a basic bank account that offer things like personalised budgeting services and even basic credit facilities.\r\n<h2><a href=\"http://betterbanking.org.uk/contact-us/\">Contact Us for Trusted Banking Advice</a></h2>\r\n[/vc_column_text][/vc_column][/vc_row]','Bank Account Benefits: What Do People Look For?','','inherit','closed','closed','','26-revision-v1','','','2017-09-05 08:56:40','2017-09-05 08:56:40','',26,'http://betterbanking.org.uk/2017/09/05/26-revision-v1/',0,'revision','',0),(77,1,'2017-09-05 08:57:03','2017-09-05 08:57:03','[vc_row][vc_column width=\"1/2\"][vc_column_text]\r\n<div class=\"tips\">\r\n<div id=\"toptipscontent\">\r\n\r\n<a href=\"/\"><img class=\"aligncenter wp-image-31 size-full\" src=\"http://betterbanking.org.uk/wp-content/uploads/2017/08/1bank.jpg\" alt=\"Bank better with better banking 2017\" width=\"730\" height=\"548\" /></a>\r\n<h2><a href=\"http://betterbanking.org.uk/contact-us/\">Contact Us for Trusted Banking Advice</a></h2>\r\n<ul>\r\n <li>Traditionally, people chose their bank account based on the interest rate.</li>\r\n <li>However, there a number of bank accounts offering alternative benefits. These are often known as \'packaged accounts\'.</li>\r\n <li>These extras often include various forms of insurance.</li>\r\n <li>Many ‘packaged’ accounts charge a monthly fee.</li>\r\n <li>Some of these services, such as personal budgeting, have no monetary value.</li>\r\n</ul>\r\n</div>\r\n<h3>Traditionally, people chose their bank account based on the interest rate - a way of making their money grow.</h3>\r\n</div>\r\nBut these days, with interest rates much lower than they used to be,<strong> more and more people are looking for accounts with other benefits.</strong>\r\n\r\nThe number of bank accounts offering alternative benefits - often known as \'packaged accounts\' - has been growing in recent years. It\'s estimated that more than 10 million people in the UK now use some kind of packaged bank account.\r\n\r\nSo what benefits can you expect - and are they worth the bother? Well, it all depends on your own needs, and how much you\'re willing to pay.\r\n<h2>Bank account benefits to look out for</h2>\r\nBenefits can vary from account to account, but some of the things you\'ll find include:\r\n<ul>\r\n <li>Travel insurance</li>\r\n <li>Phone/gadget insurance</li>\r\n <li>Roadside emergency cover (e.g. AA membership)</li>\r\n <li>Free music/video downloads</li>\r\n <li>Personal budgeting service</li>\r\n <li>Interest-free overdraft</li>\r\n <li>Better deals on other financial products, such as loans and mortgages</li>\r\n</ul>\r\nThere is usually a monthly fee for accounts that offer these services, but occasionally you\'ll get some of them with \'free\' accounts too.\r\n<h2></h2>\r\n[/vc_column_text][/vc_column][vc_column width=\"1/2\"][vc_column_text]\r\n<h2>Is it worth the money?</h2>\r\nAlthough many people don\'t want to pay for their bank account, the benefits you can receive can be worth significantly more than you pay - as long as you actually use them.\r\n\r\nFor example, if your account offers mobile phone insurance, check you aren\'t already covered under your home insurance policy. And if you never go overdrawn, do you really need to pay for an account with no overdraft fees?\r\n\r\nOn the other hand, some people are happy to pay for certain services, such as personalised budgeting. Although this kind of service has no monetary value, it can help people avoid costly bank charges.\r\n\r\nRecent research by <a href=\"https://www.thinkmoney.co.uk/\" target=\"_blank\">thinkmoney.co.uk</a> shows that 1 in 6 have paid over £100 in bank charges over the last 12 months – so it’s clear how this kind of service can help. And 5% of people don’t even know whether they’ve been charged.\r\n<h2>Basic bank accounts with benefits</h2>\r\nIf you have a bad credit rating you may find yourself struggling to get any bank account, let alone one with all these added benefits.\r\n\r\nHowever, most people should be able to get a basic bank account or a similar alternative. Basic bank accounts don\'t tend to come with any added extras, but there are alternatives to a basic bank account that offer things like personalised budgeting services and even basic credit facilities.\r\n<h2><a href=\"http://betterbanking.org.uk/contact-us/\">Contact Us for Trusted Banking Advice</a></h2>\r\n[/vc_column_text][contact-form-7 id=\"4\"][/vc_column][/vc_row]','Bank Account Benefits: What Do People Look For?','','inherit','closed','closed','','26-revision-v1','','','2017-09-05 08:57:03','2017-09-05 08:57:03','',26,'http://betterbanking.org.uk/2017/09/05/26-revision-v1/',0,'revision','',0),(78,1,'2017-09-05 08:57:21','2017-09-05 08:57:21','[vc_row][vc_column width=\"1/2\"][vc_column_text]\r\n<div class=\"tips\">\r\n<div id=\"toptipscontent\">\r\n\r\n<a href=\"/\"><img class=\"aligncenter wp-image-31 size-full\" src=\"http://betterbanking.org.uk/wp-content/uploads/2017/08/1bank.jpg\" alt=\"Bank better with better banking 2017\" width=\"730\" height=\"548\" /></a>\r\n<h2><a href=\"http://betterbanking.org.uk/contact-us/\">Contact Us for Trusted Banking Advice</a></h2>\r\n<ul>\r\n <li>Traditionally, people chose their bank account based on the interest rate.</li>\r\n <li>However, there a number of bank accounts offering alternative benefits. These are often known as \'packaged accounts\'.</li>\r\n <li>These extras often include various forms of insurance.</li>\r\n <li>Many ‘packaged’ accounts charge a monthly fee.</li>\r\n <li>Some of these services, such as personal budgeting, have no monetary value.</li>\r\n</ul>\r\n</div>\r\n<h3>Traditionally, people chose their bank account based on the interest rate - a way of making their money grow.</h3>\r\n</div>\r\nBut these days, with interest rates much lower than they used to be,<strong> more and more people are looking for accounts with other benefits.</strong>\r\n\r\nThe number of bank accounts offering alternative benefits - often known as \'packaged accounts\' - has been growing in recent years. It\'s estimated that more than 10 million people in the UK now use some kind of packaged bank account.\r\n\r\nSo what benefits can you expect - and are they worth the bother? Well, it all depends on your own needs, and how much you\'re willing to pay.\r\n<h2>Bank account benefits to look out for</h2>\r\nBenefits can vary from account to account, but some of the things you\'ll find include:\r\n<ul>\r\n <li>Travel insurance</li>\r\n <li>Phone/gadget insurance</li>\r\n <li>Roadside emergency cover (e.g. AA membership)</li>\r\n <li>Free music/video downloads</li>\r\n <li>Personal budgeting service</li>\r\n <li>Interest-free overdraft</li>\r\n <li>Better deals on other financial products, such as loans and mortgages</li>\r\n</ul>\r\nThere is usually a monthly fee for accounts that offer these services, but occasionally you\'ll get some of them with \'free\' accounts too.\r\n<h2></h2>\r\n[/vc_column_text][/vc_column][vc_column width=\"1/2\"][vc_column_text]\r\n<h2>Is it worth the money?</h2>\r\nAlthough many people don\'t want to pay for their bank account, the benefits you can receive can be worth significantly more than you pay - as long as you actually use them.\r\n\r\nFor example, if your account offers mobile phone insurance, check you aren\'t already covered under your home insurance policy. And if you never go overdrawn, do you really need to pay for an account with no overdraft fees?\r\n\r\nOn the other hand, some people are happy to pay for certain services, such as personalised budgeting. Although this kind of service has no monetary value, it can help people avoid costly bank charges.\r\n\r\nRecent research by <a href=\"https://www.thinkmoney.co.uk/\" target=\"_blank\">thinkmoney.co.uk</a> shows that 1 in 6 have paid over £100 in bank charges over the last 12 months – so it’s clear how this kind of service can help. And 5% of people don’t even know whether they’ve been charged.\r\n<h2>Basic bank accounts with benefits</h2>\r\nIf you have a bad credit rating you may find yourself struggling to get any bank account, let alone one with all these added benefits.\r\n\r\nHowever, most people should be able to get a basic bank account or a similar alternative. Basic bank accounts don\'t tend to come with any added extras, but there are alternatives to a basic bank account that offer things like personalised budgeting services and even basic credit facilities.\r\n<h2><a href=\"http://betterbanking.org.uk/contact-us/\">Contact Us for Trusted Banking Advice</a></h2>\r\n[/vc_column_text][contact-form-7 id=\"4\"][vc_pie][/vc_column][/vc_row]','Bank Account Benefits: What Do People Look For?','','inherit','closed','closed','','26-revision-v1','','','2017-09-05 08:57:21','2017-09-05 08:57:21','',26,'http://betterbanking.org.uk/2017/09/05/26-revision-v1/',0,'revision','',0),(79,1,'2017-09-05 08:58:05','2017-09-05 08:58:05','[vc_row][vc_column width=\"1/2\"][vc_column_text]\r\n<div class=\"tips\">\r\n<div id=\"toptipscontent\">\r\n\r\n<a href=\"/\"><img class=\"aligncenter wp-image-31 size-full\" src=\"http://betterbanking.org.uk/wp-content/uploads/2017/08/1bank.jpg\" alt=\"Bank better with better banking 2017\" width=\"730\" height=\"548\" /></a>\r\n<h2><a href=\"http://betterbanking.org.uk/contact-us/\">Contact Us for Trusted Banking Advice</a></h2>\r\n<ul>\r\n <li>Traditionally, people chose their bank account based on the interest rate.</li>\r\n <li>However, there a number of bank accounts offering alternative benefits. These are often known as \'packaged accounts\'.</li>\r\n <li>These extras often include various forms of insurance.</li>\r\n <li>Many ‘packaged’ accounts charge a monthly fee.</li>\r\n <li>Some of these services, such as personal budgeting, have no monetary value.</li>\r\n</ul>\r\n</div>\r\n<h3>Traditionally, people chose their bank account based on the interest rate - a way of making their money grow.</h3>\r\n</div>\r\nBut these days, with interest rates much lower than they used to be,<strong> more and more people are looking for accounts with other benefits.</strong>\r\n\r\nThe number of bank accounts offering alternative benefits - often known as \'packaged accounts\' - has been growing in recent years. It\'s estimated that more than 10 million people in the UK now use some kind of packaged bank account.\r\n\r\nSo what benefits can you expect - and are they worth the bother? Well, it all depends on your own needs, and how much you\'re willing to pay.\r\n<h2>Bank account benefits to look out for</h2>\r\nBenefits can vary from account to account, but some of the things you\'ll find include:\r\n<ul>\r\n <li>Travel insurance</li>\r\n <li>Phone/gadget insurance</li>\r\n <li>Roadside emergency cover (e.g. AA membership)</li>\r\n <li>Free music/video downloads</li>\r\n <li>Personal budgeting service</li>\r\n <li>Interest-free overdraft</li>\r\n <li>Better deals on other financial products, such as loans and mortgages</li>\r\n</ul>\r\nThere is usually a monthly fee for accounts that offer these services, but occasionally you\'ll get some of them with \'free\' accounts too.\r\n<h2></h2>\r\n[/vc_column_text][/vc_column][vc_column width=\"1/2\"][vc_column_text]\r\n<h2>Is it worth the money?</h2>\r\nAlthough many people don\'t want to pay for their bank account, the benefits you can receive can be worth significantly more than you pay - as long as you actually use them.\r\n\r\nFor example, if your account offers mobile phone insurance, check you aren\'t already covered under your home insurance policy. And if you never go overdrawn, do you really need to pay for an account with no overdraft fees?\r\n\r\nOn the other hand, some people are happy to pay for certain services, such as personalised budgeting. Although this kind of service has no monetary value, it can help people avoid costly bank charges.\r\n\r\nRecent research by <a href=\"https://www.thinkmoney.co.uk/\" target=\"_blank\">thinkmoney.co.uk</a> shows that 1 in 6 have paid over £100 in bank charges over the last 12 months – so it’s clear how this kind of service can help. And 5% of people don’t even know whether they’ve been charged.\r\n<h2>Basic bank accounts with benefits</h2>\r\nIf you have a bad credit rating you may find yourself struggling to get any bank account, let alone one with all these added benefits.\r\n\r\nHowever, most people should be able to get a basic bank account or a similar alternative. Basic bank accounts don\'t tend to come with any added extras, but there are alternatives to a basic bank account that offer things like personalised budgeting services and even basic credit facilities.\r\n<h2><a href=\"http://betterbanking.org.uk/contact-us/\">Contact Us for Trusted Banking Advice</a></h2>\r\n[/vc_column_text][contact-form-7 id=\"4\"][vc_column_text]<script async src=\"//pagead2.googlesyndication.com/pagead/js/adsbygoogle.js\"></script>\r\n<!-- responsive text ad -->\r\n<ins class=\"adsbygoogle\" style=\"display: block;\" data-ad-client=\"ca-pub-2121528995419082\" data-ad-slot=\"2075591400\" data-ad-format=\"auto\"></ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n</script>[/vc_column_text][/vc_column][/vc_row]','Bank Account Benefits: What Do People Look For?','','inherit','closed','closed','','26-revision-v1','','','2017-09-05 08:58:05','2017-09-05 08:58:05','',26,'http://betterbanking.org.uk/2017/09/05/26-revision-v1/',0,'revision','',0),(80,1,'2017-09-05 08:58:31','2017-09-05 08:58:31','[vc_row][vc_column width=\"1/2\"][vc_column_text]\r\n<div class=\"tips\">\r\n<div id=\"toptipscontent\">\r\n\r\n<a href=\"/\"><img class=\"aligncenter wp-image-31 size-full\" src=\"http://betterbanking.org.uk/wp-content/uploads/2017/08/1bank.jpg\" alt=\"Bank better with better banking 2017\" width=\"730\" height=\"548\" /></a>\r\n<h2><a href=\"http://betterbanking.org.uk/contact-us/\">Contact Us for Trusted Banking Advice</a></h2>\r\n<ul>\r\n <li>Traditionally, people chose their bank account based on the interest rate.</li>\r\n <li>However, there a number of bank accounts offering alternative benefits. These are often known as \'packaged accounts\'.</li>\r\n <li>These extras often include various forms of insurance.</li>\r\n <li>Many ‘packaged’ accounts charge a monthly fee.</li>\r\n <li>Some of these services, such as personal budgeting, have no monetary value.</li>\r\n</ul>\r\n</div>\r\n<h3>Traditionally, people chose their bank account based on the interest rate - a way of making their money grow.</h3>\r\n</div>\r\nBut these days, with interest rates much lower than they used to be,<strong> more and more people are looking for accounts with other benefits.</strong>\r\n\r\nThe number of bank accounts offering alternative benefits - often known as \'packaged accounts\' - has been growing in recent years. It\'s estimated that more than 10 million people in the UK now use some kind of packaged bank account.\r\n\r\nSo what benefits can you expect - and are they worth the bother? Well, it all depends on your own needs, and how much you\'re willing to pay.\r\n<h2>Bank account benefits to look out for</h2>\r\nBenefits can vary from account to account, but some of the things you\'ll find include:\r\n<ul>\r\n <li>Travel insurance</li>\r\n <li>Phone/gadget insurance</li>\r\n <li>Roadside emergency cover (e.g. AA membership)</li>\r\n <li>Free music/video downloads</li>\r\n <li>Personal budgeting service</li>\r\n <li>Interest-free overdraft</li>\r\n <li>Better deals on other financial products, such as loans and mortgages</li>\r\n</ul>\r\nThere is usually a monthly fee for accounts that offer these services, but occasionally you\'ll get some of them with \'free\' accounts too.\r\n<h2></h2>\r\n[/vc_column_text][/vc_column][vc_column width=\"1/2\"][vc_column_text]\r\n<h2>Is it worth the money?</h2>\r\nAlthough many people don\'t want to pay for their bank account, the benefits you can receive can be worth significantly more than you pay - as long as you actually use them.\r\n\r\nFor example, if your account offers mobile phone insurance, check you aren\'t already covered under your home insurance policy. And if you never go overdrawn, do you really need to pay for an account with no overdraft fees?\r\n\r\nOn the other hand, some people are happy to pay for certain services, such as personalised budgeting. Although this kind of service has no monetary value, it can help people avoid costly bank charges.\r\n\r\nRecent research by <a href=\"https://www.thinkmoney.co.uk/\" target=\"_blank\">thinkmoney.co.uk</a> shows that 1 in 6 have paid over £100 in bank charges over the last 12 months – so it’s clear how this kind of service can help. And 5% of people don’t even know whether they’ve been charged.\r\n<h2>Basic bank accounts with benefits</h2>\r\nIf you have a bad credit rating you may find yourself struggling to get any bank account, let alone one with all these added benefits.\r\n\r\nHowever, most people should be able to get a basic bank account or a similar alternative. Basic bank accounts don\'t tend to come with any added extras, but there are alternatives to a basic bank account that offer things like personalised budgeting services and even basic credit facilities.\r\n<h2><a href=\"http://betterbanking.org.uk/contact-us/\">Contact Us for Trusted Banking Advice</a></h2>\r\n[/vc_column_text][contact-form-7 id=\"4\"][vc_column_text]<script async src=\"//pagead2.googlesyndication.com/pagead/js/adsbygoogle.js\"></script>\r\n<!-- responsive text ad -->\r\n<ins class=\"adsbygoogle\" style=\"display: block;\" data-ad-client=\"ca-pub-2121528995419082\" data-ad-slot=\"2075591400\" data-ad-format=\"auto\"></ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n</script>[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column][vc_facebook][/vc_column][/vc_row]','Bank Account Benefits: What Do People Look For?','','inherit','closed','closed','','26-revision-v1','','','2017-09-05 08:58:31','2017-09-05 08:58:31','',26,'http://betterbanking.org.uk/2017/09/05/26-revision-v1/',0,'revision','',0),(81,1,'2017-09-05 08:59:15','2017-09-05 08:59:15','[vc_row][vc_column width=\"1/2\"][vc_column_text]\r\n<div class=\"tips\">\r\n<div id=\"toptipscontent\">\r\n\r\n<a href=\"/\"><img class=\"aligncenter wp-image-31 size-full\" src=\"http://betterbanking.org.uk/wp-content/uploads/2017/08/1bank.jpg\" alt=\"Bank better with better banking 2017\" width=\"730\" height=\"548\" /></a>\r\n<h2><a href=\"http://betterbanking.org.uk/contact-us/\">Contact Us for Trusted Banking Advice</a></h2>\r\n<ul>\r\n <li>Traditionally, people chose their bank account based on the interest rate.</li>\r\n <li>However, there a number of bank accounts offering alternative benefits. These are often known as \'packaged accounts\'.</li>\r\n <li>These extras often include various forms of insurance.</li>\r\n <li>Many ‘packaged’ accounts charge a monthly fee.</li>\r\n <li>Some of these services, such as personal budgeting, have no monetary value.</li>\r\n</ul>\r\n</div>\r\n<h3>Traditionally, people chose their bank account based on the interest rate - a way of making their money grow.</h3>\r\n</div>\r\nBut these days, with interest rates much lower than they used to be,<strong> more and more people are looking for accounts with other benefits.</strong>\r\n\r\nThe number of bank accounts offering alternative benefits - often known as \'packaged accounts\' - has been growing in recent years. It\'s estimated that more than 10 million people in the UK now use some kind of packaged bank account.\r\n\r\nSo what benefits can you expect - and are they worth the bother? Well, it all depends on your own needs, and how much you\'re willing to pay.\r\n<h2>Bank account benefits to look out for</h2>\r\nBenefits can vary from account to account, but some of the things you\'ll find include:\r\n<ul>\r\n <li>Travel insurance</li>\r\n <li>Phone/gadget insurance</li>\r\n <li>Roadside emergency cover (e.g. AA membership)</li>\r\n <li>Free music/video downloads</li>\r\n <li>Personal budgeting service</li>\r\n <li>Interest-free overdraft</li>\r\n <li>Better deals on other financial products, such as loans and mortgages</li>\r\n</ul>\r\nThere is usually a monthly fee for accounts that offer these services, but occasionally you\'ll get some of them with \'free\' accounts too.\r\n<h2></h2>\r\n[/vc_column_text][vc_btn title=\"Contact Us\"][/vc_column][vc_column width=\"1/2\"][vc_column_text]\r\n<h2>Is it worth the money?</h2>\r\nAlthough many people don\'t want to pay for their bank account, the benefits you can receive can be worth significantly more than you pay - as long as you actually use them.\r\n\r\nFor example, if your account offers mobile phone insurance, check you aren\'t already covered under your home insurance policy. And if you never go overdrawn, do you really need to pay for an account with no overdraft fees?\r\n\r\nOn the other hand, some people are happy to pay for certain services, such as personalised budgeting. Although this kind of service has no monetary value, it can help people avoid costly bank charges.\r\n\r\nRecent research by <a href=\"https://www.thinkmoney.co.uk/\" target=\"_blank\">thinkmoney.co.uk</a> shows that 1 in 6 have paid over £100 in bank charges over the last 12 months – so it’s clear how this kind of service can help. And 5% of people don’t even know whether they’ve been charged.\r\n<h2>Basic bank accounts with benefits</h2>\r\nIf you have a bad credit rating you may find yourself struggling to get any bank account, let alone one with all these added benefits.\r\n\r\nHowever, most people should be able to get a basic bank account or a similar alternative. Basic bank accounts don\'t tend to come with any added extras, but there are alternatives to a basic bank account that offer things like personalised budgeting services and even basic credit facilities.\r\n<h2><a href=\"http://betterbanking.org.uk/contact-us/\">Contact Us for Trusted Banking Advice</a></h2>\r\n[/vc_column_text][contact-form-7 id=\"4\"][vc_column_text]<script async src=\"//pagead2.googlesyndication.com/pagead/js/adsbygoogle.js\"></script>\r\n<!-- responsive text ad -->\r\n<ins class=\"adsbygoogle\" style=\"display: block;\" data-ad-client=\"ca-pub-2121528995419082\" data-ad-slot=\"2075591400\" data-ad-format=\"auto\"></ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n</script>[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column][vc_facebook][/vc_column][/vc_row]','Bank Account Benefits: What Do People Look For?','','inherit','closed','closed','','26-revision-v1','','','2017-09-05 08:59:15','2017-09-05 08:59:15','',26,'http://betterbanking.org.uk/2017/09/05/26-revision-v1/',0,'revision','',0),(82,1,'2017-09-05 09:00:20','2017-09-05 09:00:20','[vc_row 0=\"\"][vc_column width=\"1/2\"][vc_column_text 0=\"\"]\n<div class=\"tips\">\n<div id=\"toptipscontent\">\n\n<a href=\"/\"><img class=\"aligncenter wp-image-31 size-full\" src=\"http://betterbanking.org.uk/wp-content/uploads/2017/08/1bank.jpg\" alt=\"Bank better with better banking 2017\" width=\"730\" height=\"548\" /></a>\n<h2><a href=\"http://betterbanking.org.uk/contact-us/\">Contact Us for Trusted Banking Advice</a></h2>\n<ul>\n <li>Traditionally, people chose their bank account based on the interest rate.</li>\n <li>However, there a number of bank accounts offering alternative benefits. These are often known as \'packaged accounts\'.</li>\n <li>These extras often include various forms of insurance.</li>\n <li>Many ‘packaged’ accounts charge a monthly fee.</li>\n <li>Some of these services, such as personal budgeting, have no monetary value.</li>\n</ul>\n</div>\n<h3>Traditionally, people chose their bank account based on the interest rate - a way of making their money grow.</h3>\n</div>\nBut these days, with interest rates much lower than they used to be,<strong> more and more people are looking for accounts with other benefits.</strong>\n\nThe number of bank accounts offering alternative benefits - often known as \'packaged accounts\' - has been growing in recent years. It\'s estimated that more than 10 million people in the UK now use some kind of packaged bank account.\n\nSo what benefits can you expect - and are they worth the bother? Well, it all depends on your own needs, and how much you\'re willing to pay.\n<h2>Bank account benefits to look out for</h2>\nBenefits can vary from account to account, but some of the things you\'ll find include:\n<ul>\n <li>Travel insurance</li>\n <li>Phone/gadget insurance</li>\n <li>Roadside emergency cover (e.g. AA membership)</li>\n <li>Free music/video downloads</li>\n <li>Personal budgeting service</li>\n <li>Interest-free overdraft</li>\n <li>Better deals on other financial products, such as loans and mortgages</li>\n</ul>\nThere is usually a monthly fee for accounts that offer these services, but occasionally you\'ll get some of them with \'free\' accounts too.\n<h2></h2>\n[/vc_column_text][vc_btn title=\"Contact Us\"][/vc_column][vc_column width=\"1/2\"][vc_column_text 0=\"\"]\n<h2>Is it worth the money?</h2>\nAlthough many people don\'t want to pay for their bank account, the benefits you can receive can be worth significantly more than you pay - as long as you actually use them.\n\nFor example, if your account offers mobile phone insurance, check you aren\'t already covered under your home insurance policy. And if you never go overdrawn, do you really need to pay for an account with no overdraft fees?\n\nOn the other hand, some people are happy to pay for certain services, such as personalised budgeting. Although this kind of service has no monetary value, it can help people avoid costly bank charges.\n\nRecent research by <a href=\"https://www.thinkmoney.co.uk/\" target=\"_blank\">thinkmoney.co.uk</a> shows that 1 in 6 have paid over £100 in bank charges over the last 12 months – so it’s clear how this kind of service can help. And 5% of people don’t even know whether they’ve been charged.\n<h2>Basic bank accounts with benefits</h2>\nIf you have a bad credit rating you may find yourself struggling to get any bank account, let alone one with all these added benefits.\n\nHowever, most people should be able to get a basic bank account or a similar alternative. Basic bank accounts don\'t tend to come with any added extras, but there are alternatives to a basic bank account that offer things like personalised budgeting services and even basic credit facilities.\n<h2><a href=\"http://betterbanking.org.uk/contact-us/\">Contact Us for Trusted Banking Advice</a></h2>\n[/vc_column_text][contact-form-7 id=\"4\"][vc_column_text 0=\"\"]<script async src=\"//pagead2.googlesyndication.com/pagead/js/adsbygoogle.js\"></script>\n<!-- responsive text ad -->\n<ins class=\"adsbygoogle\" style=\"display: block;\" data-ad-client=\"ca-pub-2121528995419082\" data-ad-slot=\"2075591400\" data-ad-format=\"auto\"></ins>\n<script>\n(adsbygoogle = window.adsbygoogle || []).push({});\n</script>[/vc_column_text][/vc_column][/vc_row][vc_row 0=\"\"][vc_column 0=\"\"][vc_facebook 0=\"\"][vc_progress_bar][/vc_column][/vc_row]','Bank Account Benefits: What Do People Look For?','','inherit','closed','closed','','26-revision-v1','','','2017-09-05 09:00:20','2017-09-05 09:00:20','',26,'http://betterbanking.org.uk/2017/09/05/26-revision-v1/',0,'revision','',0),(83,1,'2017-09-05 09:02:49','2017-09-05 09:02:49','[vc_row 0=\"\"][vc_column width=\"1/2\"][vc_column_text 0=\"\"]\r\n<div class=\"tips\">\r\n<div id=\"toptipscontent\">\r\n\r\n<a href=\"/\"><img class=\"aligncenter wp-image-31 size-full\" src=\"http://betterbanking.org.uk/wp-content/uploads/2017/08/1bank.jpg\" alt=\"Bank better with better banking 2017\" width=\"730\" height=\"548\" /></a>\r\n<h2><a href=\"http://betterbanking.org.uk/contact-us/\">Contact Us for Trusted Banking Advice</a></h2>\r\n<ul>\r\n <li>Traditionally, people chose their bank account based on the interest rate.</li>\r\n <li>However, there a number of bank accounts offering alternative benefits. These are often known as \'packaged accounts\'.</li>\r\n <li>These extras often include various forms of insurance.</li>\r\n <li>Many ‘packaged’ accounts charge a monthly fee.</li>\r\n <li>Some of these services, such as personal budgeting, have no monetary value.</li>\r\n</ul>\r\n</div>\r\n<h3>Traditionally, people chose their bank account based on the interest rate - a way of making their money grow.</h3>\r\n</div>\r\nBut these days, with interest rates much lower than they used to be,<strong> more and more people are looking for accounts with other benefits.</strong>\r\n\r\nThe number of bank accounts offering alternative benefits - often known as \'packaged accounts\' - has been growing in recent years. It\'s estimated that more than 10 million people in the UK now use some kind of packaged bank account.\r\n\r\nSo what benefits can you expect - and are they worth the bother? Well, it all depends on your own needs, and how much you\'re willing to pay.\r\n<h2>Bank account benefits to look out for</h2>\r\nBenefits can vary from account to account, but some of the things you\'ll find include:\r\n<ul>\r\n <li>Travel insurance</li>\r\n <li>Phone/gadget insurance</li>\r\n <li>Roadside emergency cover (e.g. AA membership)</li>\r\n <li>Free music/video downloads</li>\r\n <li>Personal budgeting service</li>\r\n <li>Interest-free overdraft</li>\r\n <li>Better deals on other financial products, such as loans and mortgages</li>\r\n</ul>\r\nThere is usually a monthly fee for accounts that offer these services, but occasionally you\'ll get some of them with \'free\' accounts too.\r\n<h2></h2>\r\n[/vc_column_text][vc_btn title=\"Contact Us\"][/vc_column][vc_column width=\"1/2\"][vc_column_text 0=\"\"]\r\n<h2>Is it worth the money?</h2>\r\nAlthough many people don\'t want to pay for their bank account, the benefits you can receive can be worth significantly more than you pay - as long as you actually use them.\r\n\r\nFor example, if your account offers mobile phone insurance, check you aren\'t already covered under your home insurance policy. And if you never go overdrawn, do you really need to pay for an account with no overdraft fees?\r\n\r\nOn the other hand, some people are happy to pay for certain services, such as personalised budgeting. Although this kind of service has no monetary value, it can help people avoid costly bank charges.\r\n\r\nRecent research by <a href=\"https://www.thinkmoney.co.uk/\" target=\"_blank\">thinkmoney.co.uk</a> shows that 1 in 6 have paid over £100 in bank charges over the last 12 months – so it’s clear how this kind of service can help. And 5% of people don’t even know whether they’ve been charged.\r\n<h2>Basic bank accounts with benefits</h2>\r\nIf you have a bad credit rating you may find yourself struggling to get any bank account, let alone one with all these added benefits.\r\n\r\nHowever, most people should be able to get a basic bank account or a similar alternative. Basic bank accounts don\'t tend to come with any added extras, but there are alternatives to a basic bank account that offer things like personalised budgeting services and even basic credit facilities.\r\n<h2><a href=\"http://betterbanking.org.uk/contact-us/\">Contact Us for Trusted Banking Advice</a></h2>\r\n[/vc_column_text][contact-form-7 id=\"4\"][vc_column_text 0=\"\"]<script async src=\"//pagead2.googlesyndication.com/pagead/js/adsbygoogle.js\"></script>\r\n<!-- responsive text ad -->\r\n<ins class=\"adsbygoogle\" style=\"display: block;\" data-ad-client=\"ca-pub-2121528995419082\" data-ad-slot=\"2075591400\" data-ad-format=\"auto\"></ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n</script>[/vc_column_text][vc_column_text]<iframe src=\"https://www.youtube.com/embed/sQtXNjs0nv0\" width=\"100%\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"></iframe>[/vc_column_text][/vc_column][/vc_row][vc_row 0=\"\"][vc_column 0=\"\"][vc_facebook 0=\"\"][vc_progress_bar][/vc_column][/vc_row]','Bank Account Benefits: What Do People Look For?','','inherit','closed','closed','','26-revision-v1','','','2017-09-05 09:02:49','2017-09-05 09:02:49','',26,'http://betterbanking.org.uk/2017/09/05/26-revision-v1/',0,'revision','',0),(84,1,'2017-09-05 09:03:31','2017-09-05 09:03:31','[vc_row 0=\"\"][vc_column width=\"1/2\"][vc_column_text 0=\"\"]\r\n<div class=\"tips\">\r\n<div id=\"toptipscontent\">\r\n\r\n<a href=\"/\"><img class=\"aligncenter wp-image-31 size-full\" src=\"http://betterbanking.org.uk/wp-content/uploads/2017/08/1bank.jpg\" alt=\"Bank better with better banking 2017\" width=\"730\" height=\"548\" /></a>\r\n<h2><a href=\"http://betterbanking.org.uk/contact-us/\">Contact Us for Trusted Banking Advice</a></h2>\r\n<ul>\r\n <li>Traditionally, people chose their bank account based on the interest rate.</li>\r\n <li>However, there a number of bank accounts offering alternative benefits. These are often known as \'packaged accounts\'.</li>\r\n <li>These extras often include various forms of insurance.</li>\r\n <li>Many ‘packaged’ accounts charge a monthly fee.</li>\r\n <li>Some of these services, such as personal budgeting, have no monetary value.</li>\r\n</ul>\r\n</div>\r\n<h3>Traditionally, people chose their bank account based on the interest rate - a way of making their money grow.</h3>\r\n</div>\r\nBut these days, with interest rates much lower than they used to be,<strong> more and more people are looking for accounts with other benefits.</strong>\r\n\r\nThe number of bank accounts offering alternative benefits - often known as \'packaged accounts\' - has been growing in recent years. It\'s estimated that more than 10 million people in the UK now use some kind of packaged bank account.\r\n\r\nSo what benefits can you expect - and are they worth the bother? Well, it all depends on your own needs, and how much you\'re willing to pay.\r\n<h2>Bank account benefits to look out for</h2>\r\nBenefits can vary from account to account, but some of the things you\'ll find include:\r\n<ul>\r\n <li>Travel insurance</li>\r\n <li>Phone/gadget insurance</li>\r\n <li>Roadside emergency cover (e.g. AA membership)</li>\r\n <li>Free music/video downloads</li>\r\n <li>Personal budgeting service</li>\r\n <li>Interest-free overdraft</li>\r\n <li>Better deals on other financial products, such as loans and mortgages</li>\r\n</ul>\r\nThere is usually a monthly fee for accounts that offer these services, but occasionally you\'ll get some of them with \'free\' accounts too.\r\n<h2></h2>\r\n[/vc_column_text][vc_btn title=\"Contact Us\"][/vc_column][vc_column width=\"1/2\"][vc_column_text 0=\"\"]\r\n<h2>Is it worth the money?</h2>\r\nAlthough many people don\'t want to pay for their bank account, the benefits you can receive can be worth significantly more than you pay - as long as you actually use them.\r\n\r\nFor example, if your account offers mobile phone insurance, check you aren\'t already covered under your home insurance policy. And if you never go overdrawn, do you really need to pay for an account with no overdraft fees?\r\n\r\nOn the other hand, some people are happy to pay for certain services, such as personalised budgeting. Although this kind of service has no monetary value, it can help people avoid costly bank charges.\r\n\r\nRecent research by <a href=\"https://www.thinkmoney.co.uk/\" target=\"_blank\">thinkmoney.co.uk</a> shows that 1 in 6 have paid over £100 in bank charges over the last 12 months – so it’s clear how this kind of service can help. And 5% of people don’t even know whether they’ve been charged.\r\n<h2>Basic bank accounts with benefits</h2>\r\nIf you have a bad credit rating you may find yourself struggling to get any bank account, let alone one with all these added benefits.\r\n\r\nHowever, most people should be able to get a basic bank account or a similar alternative. Basic bank accounts don\'t tend to come with any added extras, but there are alternatives to a basic bank account that offer things like personalised budgeting services and even basic credit facilities.\r\n<h2><a href=\"http://betterbanking.org.uk/contact-us/\">Contact Us for Trusted Banking Advice</a></h2>\r\n[/vc_column_text][contact-form-7 id=\"4\"][vc_column_text]<iframe src=\"https://www.youtube.com/embed/sQtXNjs0nv0\" width=\"100%\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"></iframe>[/vc_column_text][vc_column_text 0=\"\"]<script async src=\"//pagead2.googlesyndication.com/pagead/js/adsbygoogle.js\"></script>\r\n<!-- responsive text ad -->\r\n<ins class=\"adsbygoogle\" style=\"display: block;\" data-ad-client=\"ca-pub-2121528995419082\" data-ad-slot=\"2075591400\" data-ad-format=\"auto\"></ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n</script>[/vc_column_text][/vc_column][/vc_row][vc_row 0=\"\"][vc_column 0=\"\"][vc_facebook 0=\"\"][vc_progress_bar][/vc_column][/vc_row]','Bank Account Benefits: What Do People Look For?','','inherit','closed','closed','','26-revision-v1','','','2017-09-05 09:03:31','2017-09-05 09:03:31','',26,'http://betterbanking.org.uk/2017/09/05/26-revision-v1/',0,'revision','',0),(85,1,'2017-09-05 09:04:39','2017-09-05 09:04:39','[vc_row 0=\"\"][vc_column width=\"1/2\"][vc_column_text 0=\"\"]\r\n<div class=\"tips\">\r\n<div id=\"toptipscontent\">\r\n\r\n<a href=\"/\"><img class=\"aligncenter wp-image-31 size-full\" src=\"http://betterbanking.org.uk/wp-content/uploads/2017/08/1bank.jpg\" alt=\"Bank better with better banking 2017\" width=\"730\" height=\"548\" /></a>\r\n<h2><a href=\"http://betterbanking.org.uk/contact-us/\">Contact Us for Trusted Banking Advice</a></h2>\r\n<ul>\r\n <li>Traditionally, people chose their bank account based on the interest rate.</li>\r\n <li>However, there a number of bank accounts offering alternative benefits. These are often known as \'packaged accounts\'.</li>\r\n <li>These extras often include various forms of insurance.</li>\r\n <li>Many ‘packaged’ accounts charge a monthly fee.</li>\r\n <li>Some of these services, such as personal budgeting, have no monetary value.</li>\r\n</ul>\r\n</div>\r\n<h3>Traditionally, people chose their bank account based on the interest rate - a way of making their money grow.</h3>\r\n</div>\r\nBut these days, with interest rates much lower than they used to be,<strong> more and more people are looking for accounts with other benefits.</strong>\r\n\r\nThe number of bank accounts offering alternative benefits - often known as \'packaged accounts\' - has been growing in recent years. It\'s estimated that more than 10 million people in the UK now use some kind of packaged bank account.\r\n\r\nSo what benefits can you expect - and are they worth the bother? Well, it all depends on your own needs, and how much you\'re willing to pay.\r\n<h2>Bank account benefits to look out for</h2>\r\nBenefits can vary from account to account, but some of the things you\'ll find include:\r\n<ul>\r\n <li>Travel insurance</li>\r\n <li>Phone/gadget insurance</li>\r\n <li>Roadside emergency cover (e.g. AA membership)</li>\r\n <li>Free music/video downloads</li>\r\n <li>Personal budgeting service</li>\r\n <li>Interest-free overdraft</li>\r\n <li>Better deals on other financial products, such as loans and mortgages</li>\r\n</ul>\r\nThere is usually a monthly fee for accounts that offer these services, but occasionally you\'ll get some of them with \'free\' accounts too.\r\n<h2></h2>\r\n[/vc_column_text][vc_btn title=\"Contact Us\"][/vc_column][vc_column width=\"1/2\"][vc_column_text 0=\"\"]\r\n<h2>Is it worth the money?</h2>\r\nAlthough many people don\'t want to pay for their bank account, the benefits you can receive can be worth significantly more than you pay - as long as you actually use them.\r\n\r\nFor example, if your account offers mobile phone insurance, check you aren\'t already covered under your home insurance policy. And if you never go overdrawn, do you really need to pay for an account with no overdraft fees?\r\n\r\nOn the other hand, some people are happy to pay for certain services, such as personalised budgeting. Although this kind of service has no monetary value, it can help people avoid costly bank charges.\r\n\r\nRecent research by <a href=\"https://www.thinkmoney.co.uk/\" target=\"_blank\">thinkmoney.co.uk</a> shows that 1 in 6 have paid over £100 in bank charges over the last 12 months – so it’s clear how this kind of service can help. And 5% of people don’t even know whether they’ve been charged.\r\n<h2>Basic bank accounts with benefits</h2>\r\nIf you have a bad credit rating you may find yourself struggling to get any bank account, let alone one with all these added benefits.\r\n\r\nHowever, most people should be able to get a basic bank account or a similar alternative. Basic bank accounts don\'t tend to come with any added extras, but there are alternatives to a basic bank account that offer things like personalised budgeting services and even basic credit facilities.\r\n<h2><a href=\"http://betterbanking.org.uk/contact-us/\">Contact Us for Trusted Banking Advice</a></h2>\r\n[/vc_column_text][contact-form-7 id=\"4\"][vc_column_text]<iframe src=\"https://www.youtube.com/embed/sQtXNjs0nv0\" width=\"100%\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"></iframe>[/vc_column_text][vc_column_text 0=\"\"]<script async src=\"//pagead2.googlesyndication.com/pagead/js/adsbygoogle.js\"></script>\r\n<!-- responsive text ad -->\r\n<ins class=\"adsbygoogle\" style=\"display: block;\" data-ad-client=\"ca-pub-2121528995419082\" data-ad-slot=\"2075591400\" data-ad-format=\"auto\"></ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n</script>[/vc_column_text][/vc_column][/vc_row][vc_row 0=\"\"][vc_column 0=\"\" width=\"1/4\"][vc_facebook 0=\"\"][/vc_column][vc_column width=\"1/4\"][vc_round_chart stroke_width=\"2\"][/vc_column][vc_column width=\"1/4\"][vc_tweetmeme][/vc_column][vc_column width=\"1/4\"][vc_progress_bar][/vc_column][/vc_row]','Bank Account Benefits: What Do People Look For?','','inherit','closed','closed','','26-revision-v1','','','2017-09-05 09:04:39','2017-09-05 09:04:39','',26,'http://betterbanking.org.uk/2017/09/05/26-revision-v1/',0,'revision','',0),(94,1,'2021-09-23 12:45:59','2021-09-23 12:45:59','<div class=\"tips\">\n<div id=\"toptipscontent\">\n\n<a href=\"/\"><img class=\"aligncenter wp-image-31 size-full\" src=\"http://betterbanking.org.uk/wp-content/uploads/2017/08/1bank.jpg\" alt=\"Bank better with better banking 2017\" width=\"730\" height=\"548\" /></a>\n<h2><a href=\"http://betterbanking.org.uk/contact-us/\">Contact Us for Trusted Banking Advice</a></h2>\n<ul>\n <li>Traditionally, people chose their bank account based on the interest rate.</li>\n <li>However, there a number of bank accounts offering alternative benefits. These are often known as \'packaged accounts\'.</li>\n <li>These extras often include various forms of insurance.</li>\n <li>Many ‘packaged’ accounts charge a monthly fee.</li>\n <li>Some of these services, such as personal budgeting, have no monetary value.</li>\n</ul>\n</div>\n<h3>Traditionally, people chose their bank account based on the interest rate - a way of making their money grow.</h3>\n</div>\nBut these days, with interest rates much lower than they used to be,<strong> more and more people are looking for accounts with other benefits.</strong>\n\nThe number of bank accounts offering alternative benefits - often known as \'packaged accounts\' - has been growing in recent years. It\'s estimated that more than 10 million people in the UK now use some kind of packaged bank account.\n\nSo what benefits can you expect - and are they worth the bother? Well, it all depends on your own needs, and how much you\'re willing to pay.\n<h2>Bank account benefits to look out for</h2>\nBenefits can vary from account to account, but some of the things you\'ll find include:\n<ul>\n <li>Travel insurance</li>\n <li>Phone/gadget insurance</li>\n <li>Roadside emergency cover (e.g. AA membership)</li>\n <li>Free music/video downloads</li>\n <li>Personal budgeting service</li>\n <li>Interest-free overdraft</li>\n <li>Better deals on other financial products, such as loans and mortgages</li>\n</ul>\nThere is usually a monthly fee for accounts that offer these services, but occasionally you\'ll get some of them with \'free\' accounts too.\n<h2>Is it worth the money?</h2>\nAlthough many people don\'t want to pay for their bank account, the benefits you can receive can be worth significantly more than you pay - as long as you actually use them.\n\nFor example, if your account offers mobile phone insurance, check you aren\'t already covered under your home insurance policy. And if you never go overdrawn, do you really need to pay for an account with no overdraft fees?\n\nOn the other hand, some people are happy to pay for certain services, such as personalised budgeting. Although this kind of service has no monetary value, it can help people avoid costly bank charges.\n\nRecent research by <a href=\"https://www.thinkmoney.co.uk/\" target=\"_blank\" rel=\"noopener\">thinkmoney.co.uk</a> shows that 1 in 6 have paid over £100 in bank charges over the last 12 months – so it’s clear how this kind of service can help. And 5% of people don’t even know whether they’ve been charged.\n<h2>Basic bank accounts with benefits</h2>\nIf you have a bad credit rating you may find yourself struggling to get any bank account, let alone one with all these added benefits.\n\nHowever, most people should be able to get a basic bank account or a similar alternative. Basic bank accounts don\'t tend to come with any added extras, but there are alternatives to a basic bank account that offer things like personalised budgeting services and even basic credit facilities.\n<h2><a href=\"http://betterbanking.org.uk/contact-us/\">Contact Us for Trusted Banking Advice</a></h2>','Bank Account Benefits: What Do People Look For?','','inherit','closed','closed','','26-revision-v1','','','2021-09-23 12:45:59','2021-09-23 12:45:59','',26,'https://betterbanking.org.uk/?p=94',0,'revision','',0),(95,1,'2021-09-23 13:01:20','2021-09-23 13:01:20','<!-- wp:heading -->\n<h2>UK Housing Market Forecast (2020/2021)</h2>\n<!-- /wp:heading -->\n\n<!-- wp:paragraph -->\n<p><strong>With such a fluctuating market and so many changes recently, those interested in development need to stay on top of what is going on in the property market. </strong></p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Below, we have compiled a summary of some of the most prominent news stories in the South East from September to help you stay informed and up-to-date.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3>‘Micro boom’ for shared-ownership homes in London</h3>\n<!-- /wp:heading -->\n\n<!-- wp:paragraph -->\n<p>When the market reopened in June post-lockdown, the demand for shared ownership homes rocketed by 167%, with many enthusiastic homeowners racing to get onto the London property ladder.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Shared ownership is a homeownership scheme that makes getting on the property ladder more accessible, especially for first-time buyers as it dramatically reduces the number of funds needed for a deposit.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>According to the national shared ownership property portal <a rel=\"noreferrer noopener\" href=\"https://www.sharetobuy.com/\" target=\"_blank\">Share to Buy,</a> Enfield, Croydon and Sutton saw the highest number of enquiries.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Although there has been much controversy over how the pandemic will impact housing prices in the capital, new research from Hamptons International showed that there is a ‘micro boom’ in the capital – for which shared ownership has largely contributed.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3>Controversial plans for £3m East London ‘vertical village’ approved to go-ahead</h3>\n<!-- /wp:heading -->\n\n<!-- wp:paragraph -->\n<p>The deputy mayor for London planning has recently approved for Thameside West, the 5,000 home Silvertown scheme previously deemed ‘overbearing, bulky and incongruous.’</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Pipe has now said that the development will have a significant impact in improving London’s housing crisis, with ⅓ of the home prices being ring-fenced for first-time buyers and renters who could not afford to live in the area otherwise.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>This news suggests that there is still a strong, growing market in London, otherwise, the plans for this would not have been approved.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Read the full story <a href=\"https://www.homesandproperty.co.uk/property-news/buying/new-homes/thameside-west-vertical-village-plans-approved-a139966.html#gallery\" target=\"_blank\" rel=\"noreferrer noopener\">here</a>.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3>Number of houses sold at the highest level since the pre-2007 financial crisis</h3>\n<!-- /wp:heading -->\n\n<!-- wp:paragraph -->\n<p>The number of sales agreed upon per estate agent in the UK increased by 44% since July last year with an average number of 13 sales per estate agent for July.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>This is the highest number since June 2007, according to <a href=\"https://www.naea.co.uk/\" target=\"_blank\" rel=\"noreferrer noopener\">NAEA</a>.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>The reason for the boom can be traced back to Rishi Sunak’s introduction of the 8 month stamp duty holiday which began on 8th July.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>These discounts have encouraged those who were on the fence about buying property to take the leap and commit to the decision.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>These figures are supported by Rightmove’s report of an impressive summer mini-boom of £37 billion in property sales from July-Aug 2020.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>All of these figures show that despite the unpredictability of our current times, the housing market still appears to be pulling through.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Click <a href=\"https://www.homesandproperty.co.uk/property-news/house-sales-highest-before-financial-crisis-a140036.html\" target=\"_blank\" rel=\"noreferrer noopener\">here</a> to read the full story.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3>The first Sukuk for the UK property market is launched by Bedford Row Capital</h3>\n<!-- /wp:heading -->\n\n<!-- wp:paragraph -->\n<p>The approved Sukuk is for a fixed period of 3 years, coming to an end in September 2023.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>It allows investors a 7% coupon paid out quarterly by Al Waseelah, a UK-based Sukuk, managed by London-based financial planning company</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>The benefit of Sukuk is providing investors with access to European assets and allowing them to diversify their funding base and access global capital markets.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Potential investors for the Sukuk are high net worth individuals and corporations, seeking asset security and yield in an unstable environment.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>This is good news for property developers as it offers an <em>additional </em>choice for investors to find additional opportunities and shows that big moves are still being made in the UK property market.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Read the full story <a href=\"https://www.propertyfundsworld.com/2020/09/16/289711/bedford-row-capital-launches-first-sukuk-uk-property-market\" data-type=\"URL\" data-id=\"https://www.propertyfundsworld.com/2020/09/16/289711/bedford-row-capital-launches-first-sukuk-uk-property-market\" target=\"_blank\" rel=\"noreferrer noopener\">here</a>.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3>Healthy buyer demand set to sustain UK housing market despite recession fears</h3>\n<!-- /wp:heading -->\n\n<!-- wp:paragraph -->\n<p>Despite the continuing economic hit of the pandemic, the threat of recession and rising unemployment, the latest Zoopla housing price index shows that demand continues to remain higher than supply, and the trend is expected to remain later into 2020.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Zoopla says that supply flow is running 54% ahead of what it was this time last year, although the stock remains lower.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>This means it is the perfect time for potential developers to get into the market, with a saturated field of buyers they will have a higher chance of being able to quickly sell the property and see quick returns on investment.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>More people are looking to buy homes <em>and </em>spend extra money fixing their homes with services that can <a href=\"https://www.elcroofing.co.uk/services/extensions\" data-type=\"URL\" data-id=\"https://www.elcroofing.co.uk/services/extensions\" target=\"_blank\" rel=\"noreferrer noopener\">benefit their property.</a></p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Younger homebuyers are more likely to spend extra money on development projects so they can improve their home so it has an extra appeal.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Even if they are not thinking about reselling their home in the future, getting home development projects done will improve the quality of their house in terms of financial worth and the appearance of their home.</p>\n<!-- /wp:paragraph -->','2020 Property Market: Property Trends','','publish','closed','closed','','2020-property-market-property-trends','','','2021-09-23 13:05:34','2021-09-23 13:05:34','',0,'https://betterbanking.org.uk/?p=95',0,'post','',0),(96,1,'2021-09-23 13:01:20','2021-09-23 13:01:20','<!-- wp:heading -->\n<h2><a href=\"https://web.archive.org/web/20201026164436/https://www.hunterfinance.co.uk/blog\">UK Housing Market Forecast (2020/2021)</a></h2>\n<!-- /wp:heading -->\n\n<!-- wp:paragraph -->\n<p><strong>With such a fluctuating market and so many changes recently, those interested in development need to stay on top of what is going on in the property market.  </strong></p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Below, we have compiled a summary of some of the most prominent news stories in the South East from September to help you stay informed and up-to-date.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3>‘Micro boom’ for shared-ownership homes in London</h3>\n<!-- /wp:heading -->\n\n<!-- wp:paragraph -->\n<p>When the market reopened in June post-lockdown, the demand for shared ownership homes rocketed by 167%, with many enthusiastic homeowners racing to get onto the London property ladder.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Shared ownership is a homeownership scheme that makes getting on the property ladder more accessible, especially for first-time buyers as it dramatically reduces the number of funds needed for a deposit.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>According to the national shared ownership property portal <a rel=\"noreferrer noopener\" href=\"https://www.sharetobuy.com/\" target=\"_blank\">Share to Buy,</a> Enfield, Croydon and Sutton saw the highest number of enquiries.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Although there has been much controversy over how the pandemic will impact housing prices in the capital, new research from Hamptons International showed that there is a ‘micro boom’ in the capital – for which shared ownership has largely contributed.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3>Controversial plans for £3m East London ‘vertical village’ approved to go-ahead</h3>\n<!-- /wp:heading -->\n\n<!-- wp:paragraph -->\n<p>The deputy mayor for London planning has recently approved for Thameside West, the 5,000 home Silvertown scheme previously deemed ‘overbearing, bulky and incongruous.’</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Pipe has now said that the development will have a significant impact in improving London’s housing crisis, with ⅓ of the home prices being ring-fenced for first-time buyers and renters who could not afford to live in the area otherwise.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>This news suggests that there is still a strong, growing market in London, otherwise, the plans for this would not have been approved.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Read the full story <a href=\"https://www.homesandproperty.co.uk/property-news/buying/new-homes/thameside-west-vertical-village-plans-approved-a139966.html#gallery\" target=\"_blank\" rel=\"noreferrer noopener\">here</a>.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3>Number of houses sold at the highest level since the pre-2007 financial crisis</h3>\n<!-- /wp:heading -->\n\n<!-- wp:paragraph -->\n<p>The number of sales agreed upon per estate agent in the UK increased by 44% since July last year with an average number of 13 sales per estate agent for July.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>This is the highest number since June 2007, according to <a href=\"https://www.naea.co.uk/\" target=\"_blank\" rel=\"noreferrer noopener\">NAEA</a>.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>The reason for the boom can be traced back to Rishi Sunak’s introduction of the 8 month stamp duty holiday which began on 8th July.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>These discounts have encouraged those who were on the fence about buying property to take the leap and commit to the decision.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>These figures are supported by Rightmove’s report of an impressive summer mini-boom of £37 billion in property sales from July-Aug 2020.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>All of these figures show that despite the unpredictability of our current times, the housing market still appears to be pulling through.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Click <a href=\"https://www.homesandproperty.co.uk/property-news/house-sales-highest-before-financial-crisis-a140036.html\" target=\"_blank\" rel=\"noreferrer noopener\">here</a> to read the full story.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3>The first Sukuk for the UK property market is launched by Bedford Row Capital</h3>\n<!-- /wp:heading -->\n\n<!-- wp:paragraph -->\n<p>The approved Sukuk is for a fixed period of 3 years, coming to an end in September 2023.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>It allows investors a 7% coupon paid out quarterly by Al Waseelah, a UK-based Sukuk, managed by London-based financial planning company</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>The benefit of Sukuk is providing investors with access to European assets and allowing them to diversify their funding base and access global capital markets.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Potential investors for the Sukuk are high net worth individuals and corporations, seeking asset security and yield in an unstable environment.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>This is good news for property developers as it offers an <em>additional </em>choice for investors to find additional opportunities and shows that big moves are still being made in the UK property market.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Read the full story <a href=\"https://www.propertyfundsworld.com/2020/09/16/289711/bedford-row-capital-launches-first-sukuk-uk-property-market\" data-type=\"URL\" data-id=\"https://www.propertyfundsworld.com/2020/09/16/289711/bedford-row-capital-launches-first-sukuk-uk-property-market\" target=\"_blank\" rel=\"noreferrer noopener\">here</a>.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3>Healthy buyer demand set to sustain UK housing market despite recession fears</h3>\n<!-- /wp:heading -->\n\n<!-- wp:paragraph -->\n<p>Despite the continuing economic hit of the pandemic, the threat of recession and rising unemployment, the latest Zoopla housing price index shows that demand continues to remain higher than supply, and the trend is expected to remain later into 2020.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Zoopla says that supply flow is running 54% ahead of what it was this time last year, although the stock remains lower.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>This means it is the perfect time for potential developers to get into the market, with a saturated field of buyers they will have a higher chance of being able to quickly sell the property and see quick returns on investment.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>More people are looking to buy homes <em>and </em>spend extra money fixing their homes with services that can <a href=\"https://www.elcroofing.co.uk/services/extensions\" data-type=\"URL\" data-id=\"https://www.elcroofing.co.uk/services/extensions\" target=\"_blank\" rel=\"noreferrer noopener\">benefit their property.</a></p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Younger homebuyers are more likely to spend extra money on development projects so they can improve their home so it has an extra appeal.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Even if they are not thinking about reselling their home in the future, getting home development projects done will improve the quality of their house in terms of financial worth and the appearance of their home.</p>\n<!-- /wp:paragraph -->','2020 Property Market: Property Trends','','inherit','closed','closed','','95-revision-v1','','','2021-09-23 13:01:20','2021-09-23 13:01:20','',95,'https://betterbanking.org.uk/?p=96',0,'revision','',0),(97,1,'2021-09-23 13:02:21','2021-09-23 13:02:21','<!-- wp:paragraph -->\n<p></p>\n<!-- /wp:paragraph -->\n\n<!-- wp:heading -->\n<h2><a href=\"https://web.archive.org/web/20201026164436/https://www.hunterfinance.co.uk/blog\">UK Housing Market Forecast (2020/2021)</a></h2>\n<!-- /wp:heading -->\n\n<!-- wp:paragraph -->\n<p><strong>With such a fluctuating market and so many changes recently, those interested in development need to stay on top of what is going on in the property market. </strong></p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Below, we have compiled a summary of some of the most prominent news stories in the South East from September to help you stay informed and up-to-date.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3>‘Micro boom’ for shared-ownership homes in London</h3>\n<!-- /wp:heading -->\n\n<!-- wp:paragraph -->\n<p>When the market reopened in June post-lockdown, the demand for shared ownership homes rocketed by 167%, with many enthusiastic homeowners racing to get onto the London property ladder.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Shared ownership is a homeownership scheme that makes getting on the property ladder more accessible, especially for first-time buyers as it dramatically reduces the number of funds needed for a deposit.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>According to the national shared ownership property portal <a rel=\"noreferrer noopener\" href=\"https://www.sharetobuy.com/\" target=\"_blank\">Share to Buy,</a> Enfield, Croydon and Sutton saw the highest number of enquiries.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Although there has been much controversy over how the pandemic will impact housing prices in the capital, new research from Hamptons International showed that there is a ‘micro boom’ in the capital – for which shared ownership has largely contributed.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3>Controversial plans for £3m East London ‘vertical village’ approved to go-ahead</h3>\n<!-- /wp:heading -->\n\n<!-- wp:paragraph -->\n<p>The deputy mayor for London planning has recently approved for Thameside West, the 5,000 home Silvertown scheme previously deemed ‘overbearing, bulky and incongruous.’</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Pipe has now said that the development will have a significant impact in improving London’s housing crisis, with ⅓ of the home prices being ring-fenced for first-time buyers and renters who could not afford to live in the area otherwise.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>This news suggests that there is still a strong, growing market in London, otherwise, the plans for this would not have been approved.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Read the full story <a href=\"https://www.homesandproperty.co.uk/property-news/buying/new-homes/thameside-west-vertical-village-plans-approved-a139966.html#gallery\" target=\"_blank\" rel=\"noreferrer noopener\">here</a>.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3>Number of houses sold at the highest level since the pre-2007 financial crisis</h3>\n<!-- /wp:heading -->\n\n<!-- wp:paragraph -->\n<p>The number of sales agreed upon per estate agent in the UK increased by 44% since July last year with an average number of 13 sales per estate agent for July.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>This is the highest number since June 2007, according to <a href=\"https://www.naea.co.uk/\" target=\"_blank\" rel=\"noreferrer noopener\">NAEA</a>.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>The reason for the boom can be traced back to Rishi Sunak’s introduction of the 8 month stamp duty holiday which began on 8th July.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>These discounts have encouraged those who were on the fence about buying property to take the leap and commit to the decision.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>These figures are supported by Rightmove’s report of an impressive summer mini-boom of £37 billion in property sales from July-Aug 2020.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>All of these figures show that despite the unpredictability of our current times, the housing market still appears to be pulling through.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Click <a href=\"https://www.homesandproperty.co.uk/property-news/house-sales-highest-before-financial-crisis-a140036.html\" target=\"_blank\" rel=\"noreferrer noopener\">here</a> to read the full story.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3>The first Sukuk for the UK property market is launched by Bedford Row Capital</h3>\n<!-- /wp:heading -->\n\n<!-- wp:paragraph -->\n<p>The approved Sukuk is for a fixed period of 3 years, coming to an end in September 2023.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>It allows investors a 7% coupon paid out quarterly by Al Waseelah, a UK-based Sukuk, managed by London-based financial planning company</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>The benefit of Sukuk is providing investors with access to European assets and allowing them to diversify their funding base and access global capital markets.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Potential investors for the Sukuk are high net worth individuals and corporations, seeking asset security and yield in an unstable environment.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>This is good news for property developers as it offers an <em>additional </em>choice for investors to find additional opportunities and shows that big moves are still being made in the UK property market.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Read the full story <a href=\"https://www.propertyfundsworld.com/2020/09/16/289711/bedford-row-capital-launches-first-sukuk-uk-property-market\" data-type=\"URL\" data-id=\"https://www.propertyfundsworld.com/2020/09/16/289711/bedford-row-capital-launches-first-sukuk-uk-property-market\" target=\"_blank\" rel=\"noreferrer noopener\">here</a>.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3>Healthy buyer demand set to sustain UK housing market despite recession fears</h3>\n<!-- /wp:heading -->\n\n<!-- wp:paragraph -->\n<p>Despite the continuing economic hit of the pandemic, the threat of recession and rising unemployment, the latest Zoopla housing price index shows that demand continues to remain higher than supply, and the trend is expected to remain later into 2020.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Zoopla says that supply flow is running 54% ahead of what it was this time last year, although the stock remains lower.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>This means it is the perfect time for potential developers to get into the market, with a saturated field of buyers they will have a higher chance of being able to quickly sell the property and see quick returns on investment.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>More people are looking to buy homes <em>and </em>spend extra money fixing their homes with services that can <a href=\"https://www.elcroofing.co.uk/services/extensions\" data-type=\"URL\" data-id=\"https://www.elcroofing.co.uk/services/extensions\" target=\"_blank\" rel=\"noreferrer noopener\">benefit their property.</a></p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Younger homebuyers are more likely to spend extra money on development projects so they can improve their home so it has an extra appeal.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Even if they are not thinking about reselling their home in the future, getting home development projects done will improve the quality of their house in terms of financial worth and the appearance of their home.</p>\n<!-- /wp:paragraph -->','2020 Property Market: Property Trends','','inherit','closed','closed','','95-revision-v1','','','2021-09-23 13:02:21','2021-09-23 13:02:21','',95,'https://betterbanking.org.uk/?p=97',0,'revision','',0),(98,1,'2021-09-23 13:02:33','2021-09-23 13:02:33','<!-- wp:paragraph -->\n<p></p>\n<!-- /wp:paragraph -->\n\n<!-- wp:heading -->\n<h2>UK Housing Market Forecast (2020/2021)</h2>\n<!-- /wp:heading -->\n\n<!-- wp:paragraph -->\n<p><strong>With such a fluctuating market and so many changes recently, those interested in development need to stay on top of what is going on in the property market. </strong></p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Below, we have compiled a summary of some of the most prominent news stories in the South East from September to help you stay informed and up-to-date.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3>‘Micro boom’ for shared-ownership homes in London</h3>\n<!-- /wp:heading -->\n\n<!-- wp:paragraph -->\n<p>When the market reopened in June post-lockdown, the demand for shared ownership homes rocketed by 167%, with many enthusiastic homeowners racing to get onto the London property ladder.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Shared ownership is a homeownership scheme that makes getting on the property ladder more accessible, especially for first-time buyers as it dramatically reduces the number of funds needed for a deposit.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>According to the national shared ownership property portal <a rel=\"noreferrer noopener\" href=\"https://www.sharetobuy.com/\" target=\"_blank\">Share to Buy,</a> Enfield, Croydon and Sutton saw the highest number of enquiries.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Although there has been much controversy over how the pandemic will impact housing prices in the capital, new research from Hamptons International showed that there is a ‘micro boom’ in the capital – for which shared ownership has largely contributed.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3>Controversial plans for £3m East London ‘vertical village’ approved to go-ahead</h3>\n<!-- /wp:heading -->\n\n<!-- wp:paragraph -->\n<p>The deputy mayor for London planning has recently approved for Thameside West, the 5,000 home Silvertown scheme previously deemed ‘overbearing, bulky and incongruous.’</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Pipe has now said that the development will have a significant impact in improving London’s housing crisis, with ⅓ of the home prices being ring-fenced for first-time buyers and renters who could not afford to live in the area otherwise.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>This news suggests that there is still a strong, growing market in London, otherwise, the plans for this would not have been approved.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Read the full story <a href=\"https://www.homesandproperty.co.uk/property-news/buying/new-homes/thameside-west-vertical-village-plans-approved-a139966.html#gallery\" target=\"_blank\" rel=\"noreferrer noopener\">here</a>.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3>Number of houses sold at the highest level since the pre-2007 financial crisis</h3>\n<!-- /wp:heading -->\n\n<!-- wp:paragraph -->\n<p>The number of sales agreed upon per estate agent in the UK increased by 44% since July last year with an average number of 13 sales per estate agent for July.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>This is the highest number since June 2007, according to <a href=\"https://www.naea.co.uk/\" target=\"_blank\" rel=\"noreferrer noopener\">NAEA</a>.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>The reason for the boom can be traced back to Rishi Sunak’s introduction of the 8 month stamp duty holiday which began on 8th July.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>These discounts have encouraged those who were on the fence about buying property to take the leap and commit to the decision.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>These figures are supported by Rightmove’s report of an impressive summer mini-boom of £37 billion in property sales from July-Aug 2020.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>All of these figures show that despite the unpredictability of our current times, the housing market still appears to be pulling through.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Click <a href=\"https://www.homesandproperty.co.uk/property-news/house-sales-highest-before-financial-crisis-a140036.html\" target=\"_blank\" rel=\"noreferrer noopener\">here</a> to read the full story.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3>The first Sukuk for the UK property market is launched by Bedford Row Capital</h3>\n<!-- /wp:heading -->\n\n<!-- wp:paragraph -->\n<p>The approved Sukuk is for a fixed period of 3 years, coming to an end in September 2023.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>It allows investors a 7% coupon paid out quarterly by Al Waseelah, a UK-based Sukuk, managed by London-based financial planning company</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>The benefit of Sukuk is providing investors with access to European assets and allowing them to diversify their funding base and access global capital markets.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Potential investors for the Sukuk are high net worth individuals and corporations, seeking asset security and yield in an unstable environment.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>This is good news for property developers as it offers an <em>additional </em>choice for investors to find additional opportunities and shows that big moves are still being made in the UK property market.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Read the full story <a href=\"https://www.propertyfundsworld.com/2020/09/16/289711/bedford-row-capital-launches-first-sukuk-uk-property-market\" data-type=\"URL\" data-id=\"https://www.propertyfundsworld.com/2020/09/16/289711/bedford-row-capital-launches-first-sukuk-uk-property-market\" target=\"_blank\" rel=\"noreferrer noopener\">here</a>.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3>Healthy buyer demand set to sustain UK housing market despite recession fears</h3>\n<!-- /wp:heading -->\n\n<!-- wp:paragraph -->\n<p>Despite the continuing economic hit of the pandemic, the threat of recession and rising unemployment, the latest Zoopla housing price index shows that demand continues to remain higher than supply, and the trend is expected to remain later into 2020.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Zoopla says that supply flow is running 54% ahead of what it was this time last year, although the stock remains lower.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>This means it is the perfect time for potential developers to get into the market, with a saturated field of buyers they will have a higher chance of being able to quickly sell the property and see quick returns on investment.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>More people are looking to buy homes <em>and </em>spend extra money fixing their homes with services that can <a href=\"https://www.elcroofing.co.uk/services/extensions\" data-type=\"URL\" data-id=\"https://www.elcroofing.co.uk/services/extensions\" target=\"_blank\" rel=\"noreferrer noopener\">benefit their property.</a></p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Younger homebuyers are more likely to spend extra money on development projects so they can improve their home so it has an extra appeal.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Even if they are not thinking about reselling their home in the future, getting home development projects done will improve the quality of their house in terms of financial worth and the appearance of their home.</p>\n<!-- /wp:paragraph -->','2020 Property Market: Property Trends','','inherit','closed','closed','','95-revision-v1','','','2021-09-23 13:02:33','2021-09-23 13:02:33','',95,'https://betterbanking.org.uk/?p=98',0,'revision','',0),(99,1,'2021-09-23 13:02:48','2021-09-23 13:02:48','<!-- wp:paragraph -->\n<p></p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p></p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p></p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p></p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p></p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p></p>\n<!-- /wp:paragraph -->\n\n<!-- wp:heading -->\n<h2>UK Housing Market Forecast (2020/2021)</h2>\n<!-- /wp:heading -->\n\n<!-- wp:paragraph -->\n<p><strong>With such a fluctuating market and so many changes recently, those interested in development need to stay on top of what is going on in the property market. </strong></p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Below, we have compiled a summary of some of the most prominent news stories in the South East from September to help you stay informed and up-to-date.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3>‘Micro boom’ for shared-ownership homes in London</h3>\n<!-- /wp:heading -->\n\n<!-- wp:paragraph -->\n<p>When the market reopened in June post-lockdown, the demand for shared ownership homes rocketed by 167%, with many enthusiastic homeowners racing to get onto the London property ladder.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Shared ownership is a homeownership scheme that makes getting on the property ladder more accessible, especially for first-time buyers as it dramatically reduces the number of funds needed for a deposit.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>According to the national shared ownership property portal <a rel=\"noreferrer noopener\" href=\"https://www.sharetobuy.com/\" target=\"_blank\">Share to Buy,</a> Enfield, Croydon and Sutton saw the highest number of enquiries.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Although there has been much controversy over how the pandemic will impact housing prices in the capital, new research from Hamptons International showed that there is a ‘micro boom’ in the capital – for which shared ownership has largely contributed.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3>Controversial plans for £3m East London ‘vertical village’ approved to go-ahead</h3>\n<!-- /wp:heading -->\n\n<!-- wp:paragraph -->\n<p>The deputy mayor for London planning has recently approved for Thameside West, the 5,000 home Silvertown scheme previously deemed ‘overbearing, bulky and incongruous.’</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Pipe has now said that the development will have a significant impact in improving London’s housing crisis, with ⅓ of the home prices being ring-fenced for first-time buyers and renters who could not afford to live in the area otherwise.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>This news suggests that there is still a strong, growing market in London, otherwise, the plans for this would not have been approved.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Read the full story <a href=\"https://www.homesandproperty.co.uk/property-news/buying/new-homes/thameside-west-vertical-village-plans-approved-a139966.html#gallery\" target=\"_blank\" rel=\"noreferrer noopener\">here</a>.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3>Number of houses sold at the highest level since the pre-2007 financial crisis</h3>\n<!-- /wp:heading -->\n\n<!-- wp:paragraph -->\n<p>The number of sales agreed upon per estate agent in the UK increased by 44% since July last year with an average number of 13 sales per estate agent for July.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>This is the highest number since June 2007, according to <a href=\"https://www.naea.co.uk/\" target=\"_blank\" rel=\"noreferrer noopener\">NAEA</a>.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>The reason for the boom can be traced back to Rishi Sunak’s introduction of the 8 month stamp duty holiday which began on 8th July.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>These discounts have encouraged those who were on the fence about buying property to take the leap and commit to the decision.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>These figures are supported by Rightmove’s report of an impressive summer mini-boom of £37 billion in property sales from July-Aug 2020.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>All of these figures show that despite the unpredictability of our current times, the housing market still appears to be pulling through.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Click <a href=\"https://www.homesandproperty.co.uk/property-news/house-sales-highest-before-financial-crisis-a140036.html\" target=\"_blank\" rel=\"noreferrer noopener\">here</a> to read the full story.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3>The first Sukuk for the UK property market is launched by Bedford Row Capital</h3>\n<!-- /wp:heading -->\n\n<!-- wp:paragraph -->\n<p>The approved Sukuk is for a fixed period of 3 years, coming to an end in September 2023.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>It allows investors a 7% coupon paid out quarterly by Al Waseelah, a UK-based Sukuk, managed by London-based financial planning company</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>The benefit of Sukuk is providing investors with access to European assets and allowing them to diversify their funding base and access global capital markets.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Potential investors for the Sukuk are high net worth individuals and corporations, seeking asset security and yield in an unstable environment.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>This is good news for property developers as it offers an <em>additional </em>choice for investors to find additional opportunities and shows that big moves are still being made in the UK property market.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Read the full story <a href=\"https://www.propertyfundsworld.com/2020/09/16/289711/bedford-row-capital-launches-first-sukuk-uk-property-market\" data-type=\"URL\" data-id=\"https://www.propertyfundsworld.com/2020/09/16/289711/bedford-row-capital-launches-first-sukuk-uk-property-market\" target=\"_blank\" rel=\"noreferrer noopener\">here</a>.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3>Healthy buyer demand set to sustain UK housing market despite recession fears</h3>\n<!-- /wp:heading -->\n\n<!-- wp:paragraph -->\n<p>Despite the continuing economic hit of the pandemic, the threat of recession and rising unemployment, the latest Zoopla housing price index shows that demand continues to remain higher than supply, and the trend is expected to remain later into 2020.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Zoopla says that supply flow is running 54% ahead of what it was this time last year, although the stock remains lower.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>This means it is the perfect time for potential developers to get into the market, with a saturated field of buyers they will have a higher chance of being able to quickly sell the property and see quick returns on investment.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>More people are looking to buy homes <em>and </em>spend extra money fixing their homes with services that can <a href=\"https://www.elcroofing.co.uk/services/extensions\" data-type=\"URL\" data-id=\"https://www.elcroofing.co.uk/services/extensions\" target=\"_blank\" rel=\"noreferrer noopener\">benefit their property.</a></p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Younger homebuyers are more likely to spend extra money on development projects so they can improve their home so it has an extra appeal.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Even if they are not thinking about reselling their home in the future, getting home development projects done will improve the quality of their house in terms of financial worth and the appearance of their home.</p>\n<!-- /wp:paragraph -->','2020 Property Market: Property Trends','','inherit','closed','closed','','95-revision-v1','','','2021-09-23 13:02:48','2021-09-23 13:02:48','',95,'https://betterbanking.org.uk/?p=99',0,'revision','',0),(100,1,'2021-09-23 13:03:03','2021-09-23 13:03:03','<!-- wp:heading -->\n<h2>UK Housing Market Forecast (2020/2021)</h2>\n<!-- /wp:heading -->\n\n<!-- wp:paragraph -->\n<p><strong>With such a fluctuating market and so many changes recently, those interested in development need to stay on top of what is going on in the property market. </strong></p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Below, we have compiled a summary of some of the most prominent news stories in the South East from September to help you stay informed and up-to-date.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3>‘Micro boom’ for shared-ownership homes in London</h3>\n<!-- /wp:heading -->\n\n<!-- wp:paragraph -->\n<p>When the market reopened in June post-lockdown, the demand for shared ownership homes rocketed by 167%, with many enthusiastic homeowners racing to get onto the London property ladder.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Shared ownership is a homeownership scheme that makes getting on the property ladder more accessible, especially for first-time buyers as it dramatically reduces the number of funds needed for a deposit.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>According to the national shared ownership property portal <a rel=\"noreferrer noopener\" href=\"https://www.sharetobuy.com/\" target=\"_blank\">Share to Buy,</a> Enfield, Croydon and Sutton saw the highest number of enquiries.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Although there has been much controversy over how the pandemic will impact housing prices in the capital, new research from Hamptons International showed that there is a ‘micro boom’ in the capital – for which shared ownership has largely contributed.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3>Controversial plans for £3m East London ‘vertical village’ approved to go-ahead</h3>\n<!-- /wp:heading -->\n\n<!-- wp:paragraph -->\n<p>The deputy mayor for London planning has recently approved for Thameside West, the 5,000 home Silvertown scheme previously deemed ‘overbearing, bulky and incongruous.’</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Pipe has now said that the development will have a significant impact in improving London’s housing crisis, with ⅓ of the home prices being ring-fenced for first-time buyers and renters who could not afford to live in the area otherwise.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>This news suggests that there is still a strong, growing market in London, otherwise, the plans for this would not have been approved.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Read the full story <a href=\"https://www.homesandproperty.co.uk/property-news/buying/new-homes/thameside-west-vertical-village-plans-approved-a139966.html#gallery\" target=\"_blank\" rel=\"noreferrer noopener\">here</a>.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3>Number of houses sold at the highest level since the pre-2007 financial crisis</h3>\n<!-- /wp:heading -->\n\n<!-- wp:paragraph -->\n<p>The number of sales agreed upon per estate agent in the UK increased by 44% since July last year with an average number of 13 sales per estate agent for July.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>This is the highest number since June 2007, according to <a href=\"https://www.naea.co.uk/\" target=\"_blank\" rel=\"noreferrer noopener\">NAEA</a>.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>The reason for the boom can be traced back to Rishi Sunak’s introduction of the 8 month stamp duty holiday which began on 8th July.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>These discounts have encouraged those who were on the fence about buying property to take the leap and commit to the decision.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>These figures are supported by Rightmove’s report of an impressive summer mini-boom of £37 billion in property sales from July-Aug 2020.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>All of these figures show that despite the unpredictability of our current times, the housing market still appears to be pulling through.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Click <a href=\"https://www.homesandproperty.co.uk/property-news/house-sales-highest-before-financial-crisis-a140036.html\" target=\"_blank\" rel=\"noreferrer noopener\">here</a> to read the full story.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3>The first Sukuk for the UK property market is launched by Bedford Row Capital</h3>\n<!-- /wp:heading -->\n\n<!-- wp:paragraph -->\n<p>The approved Sukuk is for a fixed period of 3 years, coming to an end in September 2023.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>It allows investors a 7% coupon paid out quarterly by Al Waseelah, a UK-based Sukuk, managed by London-based financial planning company</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>The benefit of Sukuk is providing investors with access to European assets and allowing them to diversify their funding base and access global capital markets.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Potential investors for the Sukuk are high net worth individuals and corporations, seeking asset security and yield in an unstable environment.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>This is good news for property developers as it offers an <em>additional </em>choice for investors to find additional opportunities and shows that big moves are still being made in the UK property market.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Read the full story <a href=\"https://www.propertyfundsworld.com/2020/09/16/289711/bedford-row-capital-launches-first-sukuk-uk-property-market\" data-type=\"URL\" data-id=\"https://www.propertyfundsworld.com/2020/09/16/289711/bedford-row-capital-launches-first-sukuk-uk-property-market\" target=\"_blank\" rel=\"noreferrer noopener\">here</a>.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3>Healthy buyer demand set to sustain UK housing market despite recession fears</h3>\n<!-- /wp:heading -->\n\n<!-- wp:paragraph -->\n<p>Despite the continuing economic hit of the pandemic, the threat of recession and rising unemployment, the latest Zoopla housing price index shows that demand continues to remain higher than supply, and the trend is expected to remain later into 2020.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Zoopla says that supply flow is running 54% ahead of what it was this time last year, although the stock remains lower.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>This means it is the perfect time for potential developers to get into the market, with a saturated field of buyers they will have a higher chance of being able to quickly sell the property and see quick returns on investment.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>More people are looking to buy homes <em>and </em>spend extra money fixing their homes with services that can <a href=\"https://www.elcroofing.co.uk/services/extensions\" data-type=\"URL\" data-id=\"https://www.elcroofing.co.uk/services/extensions\" target=\"_blank\" rel=\"noreferrer noopener\">benefit their property.</a></p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Younger homebuyers are more likely to spend extra money on development projects so they can improve their home so it has an extra appeal.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Even if they are not thinking about reselling their home in the future, getting home development projects done will improve the quality of their house in terms of financial worth and the appearance of their home.</p>\n<!-- /wp:paragraph -->','2020 Property Market: Property Trends','','inherit','closed','closed','','95-revision-v1','','','2021-09-23 13:03:03','2021-09-23 13:03:03','',95,'https://betterbanking.org.uk/?p=100',0,'revision','',0),(104,1,'2021-09-23 13:05:10','2021-09-23 13:05:10','','2020 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to the newest version to ensure you have any security fixes the developer has released.','a:16:{s:4:\"Name\";s:17:\"Sitemap Generator\";s:9:\"PluginURI\";s:64:\"https://www.marcobeierer.com/wordpress-plugins/sitemap-generator\";s:7:\"Version\";s:5:\"1.4.0\";s:11:\"Description\";s:167:\"An easy to use XML Sitemap Generator with support for image and video sitemaps for WordPress. <cite>By <a href=\"https://www.marcobeierer.com\">Marco Beierer</a>.</cite>\";s:6:\"Author\";s:56:\"<a href=\"https://www.marcobeierer.com\">Marco Beierer</a>\";s:9:\"AuthorURI\";s:28:\"https://www.marcobeierer.com\";s:10:\"TextDomain\";s:13:\"Marco Beierer\";s:10:\"DomainPath\";s:0:\"\";s:7:\"Network\";b:0;s:5:\"Title\";s:96:\"<a href=\"https://www.marcobeierer.com/wordpress-plugins/sitemap-generator\">Sitemap Generator</a>\";s:10:\"AuthorName\";s:13:\"Marco 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the newest version to ensure you have any security fixes the developer has released.','a:17:{s:4:\"Name\";s:6:\"Unyson\";s:9:\"PluginURI\";s:17:\"http://unyson.io/\";s:7:\"Version\";s:6:\"2.6.15\";s:11:\"Description\";s:200:\"A free drag & drop framework that comes with a bunch of built in extensions that will help you develop premium themes fast & easy. <cite>By <a href=\"http://themefuse.com\">ThemeFuse</a>.</cite>\";s:6:\"Author\";s:44:\"<a href=\"http://themefuse.com\">ThemeFuse</a>\";s:9:\"AuthorURI\";s:20:\"http://themefuse.com\";s:10:\"TextDomain\";s:2:\"fw\";s:10:\"DomainPath\";s:20:\"/framework/languages\";s:7:\"Network\";b:0;s:5:\"Title\";s:38:\"<a 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released.','a:7:{s:10:\"newVersion\";s:5:\"1.9.0\";s:7:\"package\";s:55:\"https://downloads.wordpress.org/theme/advance.1.9.0.zip\";s:3:\"URL\";s:37:\"https://wordpress.org/themes/advance/\";s:4:\"Name\";s:7:\"Advance\";s:4:\"name\";s:7:\"Advance\";s:7:\"version\";s:5:\"1.1.9\";s:10:\"vulnerable\";b:0;}'),(11,1624623741,1624623741,'new','wfThemeUpgrade',50,'bd61b86a185185992212307fcda8f939','bd61b86a185185992212307fcda8f939','The Theme \"Auberge\" needs an upgrade (2.1.1 -> 2.7.6).','You need to upgrade \"Auberge\" to the newest version to ensure you have any security fixes the developer has released.','a:7:{s:10:\"newVersion\";s:5:\"2.7.6\";s:7:\"package\";s:55:\"https://downloads.wordpress.org/theme/auberge.2.7.6.zip\";s:3:\"URL\";s:37:\"https://wordpress.org/themes/auberge/\";s:4:\"Name\";s:7:\"Auberge\";s:4:\"name\";s:7:\"Auberge\";s:7:\"version\";s:5:\"2.1.1\";s:10:\"vulnerable\";b:0;}'),(12,1624623741,1624623741,'new','wfThemeUpgrade',50,'1e68668375f4d811554bada4ca41eae2','1e68668375f4d811554bada4ca41eae2','The Theme \"Catch Flames\" needs an upgrade (3.2 -> 3.6).','You need to upgrade \"Catch Flames\" to the newest version to ensure you have any security fixes the developer has released.','a:7:{s:10:\"newVersion\";s:3:\"3.6\";s:7:\"package\";s:58:\"https://downloads.wordpress.org/theme/catch-flames.3.6.zip\";s:3:\"URL\";s:42:\"https://wordpress.org/themes/catch-flames/\";s:4:\"Name\";s:12:\"Catch Flames\";s:4:\"name\";s:12:\"Catch 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has released.','a:7:{s:10:\"newVersion\";s:5:\"2.0.6\";s:7:\"package\";s:52:\"https://downloads.wordpress.org/theme/edge.2.0.6.zip\";s:3:\"URL\";s:34:\"https://wordpress.org/themes/edge/\";s:4:\"Name\";s:4:\"Edge\";s:4:\"name\";s:4:\"Edge\";s:7:\"version\";s:7:\"1.1.1.1\";s:10:\"vulnerable\";b:0;}'),(15,1624623741,1624623741,'new','wfThemeUpgrade',50,'51e131ce42b996c9c2aaf31fc3a3281d','51e131ce42b996c9c2aaf31fc3a3281d','The Theme \"Education Hub\" needs an upgrade (1.9.4 -> 2.3.2).','You need to upgrade \"Education Hub\" to the newest version to ensure you have any security fixes the developer has released.','a:7:{s:10:\"newVersion\";s:5:\"2.3.2\";s:7:\"package\";s:61:\"https://downloads.wordpress.org/theme/education-hub.2.3.2.zip\";s:3:\"URL\";s:43:\"https://wordpress.org/themes/education-hub/\";s:4:\"Name\";s:13:\"Education Hub\";s:4:\"name\";s:13:\"Education Hub\";s:7:\"version\";s:5:\"1.9.4\";s:10:\"vulnerable\";b:0;}'),(16,1624623741,1624623741,'new','wfThemeUpgrade',50,'4b6a3c7e3d2d460f43a8da964dfd4605','4b6a3c7e3d2d460f43a8da964dfd4605','The Theme \"Enigma\" needs an upgrade (2.8.2 -> 7.1.7).','You need to upgrade \"Enigma\" to the newest version to ensure you have any security fixes the developer has released.','a:7:{s:10:\"newVersion\";s:5:\"7.1.7\";s:7:\"package\";s:54:\"https://downloads.wordpress.org/theme/enigma.7.1.7.zip\";s:3:\"URL\";s:36:\"https://wordpress.org/themes/enigma/\";s:4:\"Name\";s:6:\"Enigma\";s:4:\"name\";s:6:\"Enigma\";s:7:\"version\";s:5:\"2.8.2\";s:10:\"vulnerable\";b:0;}'),(17,1624623741,1624623741,'new','wfThemeUpgrade',50,'7eeca5238ce2a75fe64eec4bd4934833','7eeca5238ce2a75fe64eec4bd4934833','The Theme \"Event\" needs an upgrade (1.0.7 -> 1.1.8).','You need to upgrade \"Event\" to the newest version to ensure you have any security fixes the developer has released.','a:7:{s:10:\"newVersion\";s:5:\"1.1.8\";s:7:\"package\";s:53:\"https://downloads.wordpress.org/theme/event.1.1.8.zip\";s:3:\"URL\";s:35:\"https://wordpress.org/themes/event/\";s:4:\"Name\";s:5:\"Event\";s:4:\"name\";s:5:\"Event\";s:7:\"version\";s:5:\"1.0.7\";s:10:\"vulnerable\";b:0;}'),(18,1624623741,1624623741,'new','wfThemeUpgrade',50,'e73f2135eac1389ef55e6e61ca2f2cae','e73f2135eac1389ef55e6e61ca2f2cae','The Theme \"Exoplanet\" needs an upgrade (1.5.6 -> 1.9.1).','You need to upgrade \"Exoplanet\" to the newest version to ensure you have any security fixes the developer has released.','a:7:{s:10:\"newVersion\";s:5:\"1.9.1\";s:7:\"package\";s:57:\"https://downloads.wordpress.org/theme/exoplanet.1.9.1.zip\";s:3:\"URL\";s:39:\"https://wordpress.org/themes/exoplanet/\";s:4:\"Name\";s:9:\"Exoplanet\";s:4:\"name\";s:9:\"Exoplanet\";s:7:\"version\";s:5:\"1.5.6\";s:10:\"vulnerable\";b:0;}'),(19,1624623741,1624623741,'new','wfThemeUpgrade',50,'9facc2ad0f8fc989d173b5f913fb1725','9facc2ad0f8fc989d173b5f913fb1725','The Theme \"Gambit\" needs an upgrade (1.0.8 -> 2.0.1).','You need to upgrade \"Gambit\" to the newest version to ensure you have any security fixes the developer has released.','a:7:{s:10:\"newVersion\";s:5:\"2.0.1\";s:7:\"package\";s:54:\"https://downloads.wordpress.org/theme/gambit.2.0.1.zip\";s:3:\"URL\";s:36:\"https://wordpress.org/themes/gambit/\";s:4:\"Name\";s:6:\"Gambit\";s:4:\"name\";s:6:\"Gambit\";s:7:\"version\";s:5:\"1.0.8\";s:10:\"vulnerable\";b:0;}'),(20,1624623741,1624623741,'new','wfThemeUpgrade',50,'5b15469bdc0753e443fb1b28b2e26952','5b15469bdc0753e443fb1b28b2e26952','The Theme \"Graphene\" needs an upgrade (1.9.4.2 -> 2.8.4).','You need to upgrade \"Graphene\" to the newest version to ensure you have any security fixes the developer has released.','a:7:{s:10:\"newVersion\";s:5:\"2.8.4\";s:7:\"package\";s:56:\"https://downloads.wordpress.org/theme/graphene.2.8.4.zip\";s:3:\"URL\";s:38:\"https://wordpress.org/themes/graphene/\";s:4:\"Name\";s:8:\"Graphene\";s:4:\"name\";s:8:\"Graphene\";s:7:\"version\";s:7:\"1.9.4.2\";s:10:\"vulnerable\";b:0;}'),(21,1624623741,1624623741,'new','wfThemeUpgrade',50,'aca59808a3b3df2f6beae9ec4ed85db0','aca59808a3b3df2f6beae9ec4ed85db0','The Theme \"Hemingway\" needs an upgrade (1.56 -> 2.1.2).','You need to upgrade \"Hemingway\" to the newest version to ensure you have any security fixes the developer has released.','a:7:{s:10:\"newVersion\";s:5:\"2.1.2\";s:7:\"package\";s:57:\"https://downloads.wordpress.org/theme/hemingway.2.1.2.zip\";s:3:\"URL\";s:39:\"https://wordpress.org/themes/hemingway/\";s:4:\"Name\";s:9:\"Hemingway\";s:4:\"name\";s:9:\"Hemingway\";s:7:\"version\";s:4:\"1.56\";s:10:\"vulnerable\";b:0;}'),(22,1624623741,1624623741,'new','wfThemeUpgrade',50,'edc0683b4930ef2d97da2605c4b02ee7','edc0683b4930ef2d97da2605c4b02ee7','The Theme \"Lovecraft\" needs an upgrade (1.17 -> 2.0.1).','You need to upgrade \"Lovecraft\" to the newest version to ensure you have any security fixes the developer has 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