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<li><a href="/">ROOF</a></li>
<li><a href="../../features">Features</a></li><li>Analysis</li>
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<h1 id="category_header">Analysis</h1>
<div class="feature_item clearfix" style="width: 100%;">
<div class="feature_item_thumb"><p><img src="../../images/features/thumbs/charged_out_thumb.gif" alt="" width="198" height="135"/>
</p></div>
<h2><a href="../../features/charged_out">Charged out</a></h2>
<p class="feature_date">12 March 2024</p>
<div class="summary">
<p>New measures to stop sub-prime lenders from unfairly penalising borrowers in mortgage arrears are currently under review. But with firms flagrantly ignoring the existing code, what chance is there that an extension of the rules will stamp out the practice? Bill Rashleigh and Tom Marshall investigate.
</p>
<p class="readmore_feature"><a href="../../features/charged_out">Read more</a></p>
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<div class="feature_item clearfix" style="width: 100%;">
<div class="feature_item_thumb"><p><img src="../../images/features/thumbs/housing_market_thumb.gif" alt="" width="198" height="135"/>
</p></div>
<h2><a href="../../features/roofs_housing_market_healthcheck">Roof’s housing market healthcheck</a></h2>
<p class="feature_date">26 February 2024</p>
<div class="summary">
<p>Recovery under way, but who pays the price?
</p>
<p class="readmore_feature"><a href="../../features/roofs_housing_market_healthcheck">Read more</a></p>
</div>
</div>
<div class="feature_item clearfix" style="width: 100%;">
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<h2><a href="../../features/backs_to_the_wall">Backs to the wall</a></h2>
<p class="feature_date">11 January 2024</p>
<div class="summary">
<p>More than a million householders are using credit cards to stave off repossession and eviction. But the debt they run up can put their homes at greater risk – and the well-off are being hit for the first time. Tony Marshall reports.
</p>
<p class="readmore_feature"><a href="../../features/backs_to_the_wall">Read more</a></p>
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<h2><a href="../../features/over_the_age_limit">Over the age limit</a></h2>
<p class="feature_date">22 October 2023</p>
<div class="summary">
<p>Meeting the needs of a rapidly ageing population places a huge burden on public finances. But a demographic timebomb could jeopardise government housing strategy. Tony Marshall reports
</p>
<p class="readmore_feature"><a href="../../features/over_the_age_limit">Read more</a></p>
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<h2><a href="../../features/battleground_britain">Battleground Britain</a></h2>
<p class="feature_date">06 May 2023</p>
<div class="summary">
<p>As government unveils its latest counter-terrorism strategy, Simon Ellery reports on how projects around the country are working with young Muslims to turn them away from extremism.
</p>
<p class="readmore_feature"><a href="../../features/battleground_britain">Read more</a></p>
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</p></div>
<h2><a href="../../features/transfer_on_trial">Transfer on trial</a></h2>
<p class="feature_date">21 April 2023</p>
<div class="summary">
<p>Nearly six years after Glasgow’s council housing moved to the control of Glasgow Housing Association, Hal Pawson analyses the successes and failures of the UK’s most controversial stock transfer.
</p>
<p class="readmore_feature"><a href="../../features/transfer_on_trial">Read more</a></p>
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<div class="feature_item clearfix" style="width: 100%;">
<div class="free_label"><p>Free Article</p></div>
<div class="feature_item_thumb"><p><img src="../../images/features/thumbs/no_access_thumb.jpg" alt="" width="198" height="135"/>
</p></div>
<h2><a href="../../features/no_access">No access</a></h2>
<p class="feature_date">21 April 2023</p>
<div class="summary">
<p>Affordability hits a five-year high, but a paucity of mortgages means first-time buyers still can’t access the housing market. <strong>Julian Birch</strong> analyses ROOF’s 2019 Affordability Index.
</p>
<p class="readmore_feature"><a href="../../features/no_access">Read more</a></p>
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<h2><a href="../../features/anger_in_court">Anger in court</a></h2>
<p class="feature_date">20 April 2023</p>
<div class="summary">
<p>Repossession claims have fallen since the introduction of a new mortgage pre-action protocol in November. But is it really helping homeowners in trouble? Tony Marshall finds worrying evidence that a failure to recognise the protocol could be making things worse, while Jeremy Kuper talks to homeowners at one London court.
</p>
<p class="readmore_feature"><a href="../../features/anger_in_court">Read more</a></p>
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<div class="free_label"><p>Free Article</p></div>
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<h2><a href="../../features/striking_a_balance1">Striking a balance</a></h2>
<p class="feature_date">18 February 2024</p>
<div class="summary">
<p>The demand for more homes is increasing. But are we getting the tenure right? Christine Whitehead and Sarah Monk report.
</p>
<p class="readmore_feature"><a href="../../features/striking_a_balance1">Read more</a></p>
</div>
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<div class="feature_item clearfix" style="width: 100%;">
<div class="feature_item_thumb"><p><img src="../../images/features/thumbs/capital_pains_thumb.gif" alt="" width="198" height="135"/>
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<h2><a href="../../features/capital_pains">Capital pains</a></h2>
<p class="feature_date">18 February 2024</p>
<div class="summary">
<p>What happens when profit overtakes patients’ wellbeing in supported housing? Phil Frampton investigates how the growing use of venture capital in the care sector has left vulnerable people at risk.
</p>
<p class="readmore_feature"><a href="../../features/capital_pains">Read more</a></p>
</div>
</div>
<div class="feature_item clearfix" style="width: 100%;">
<div class="feature_item_thumb"><p><img src="../../images/features/thumbs/housesofholy_thumb.jpg" alt="" width="198" height="135"/>
</p></div>
<h2><a href="../../features/houses_of_the_holy">Houses of the holy</a></h2>
<p class="feature_date">18 February 2024</p>
<div class="summary">
<p>Robert Bullard reports on how empty or underused church property in Scotland is being turned into affordable housing.
</p>
<p class="readmore_feature"><a href="../../features/houses_of_the_holy">Read more</a></p>
</div>
</div>
<div class="feature_item clearfix" style="width: 100%;">
<div class="feature_item_thumb"><p><img src="../../images/features/thumbs/lha_thumb.jpg" alt="" width="198" height="135"/>
</p></div>
<h2><a href="../../features/in_the_lha_ghetto">In the LHA ghetto</a></h2>
<p class="feature_date">18 February 2024</p>
<div class="summary">
<p>Far from placing people in mansions, local housing allowance is condemning them to poor housing in undesirable areas. Liam Reynolds reports.
</p>
<p class="readmore_feature"><a href="../../features/in_the_lha_ghetto">Read more</a></p>
</div>
</div>
<div class="feature_item clearfix" style="width: 100%;">
<div class="feature_item_thumb"><p><img src="../../images/features/thumbs/allbanks_thumb.gif" alt="" width="198" height="135"/>
</p></div>
<h2><a href="../../features/look_the_other_way">Look the other way</a></h2>
<p class="feature_date">18 February 2024</p>
<div class="summary">
<p>The private funding model has failed – and attempts to shore it up could end in further disaster. Tony Marshall examines the case for a viable publicly funded alternative.</p>
<p class="readmore_feature"><a href="../../features/look_the_other_way">Read more</a></p>
</div>
</div>
<div class="feature_item clearfix" style="width: 100%;">
<div class="free_label"><p>Free Article</p></div>
<div class="feature_item_thumb"><p><img src="../../images/features/thumbs/slide_rule_thumb.gif" alt=""/>
</p></div>
<h2><a href="../../features/slide_rule">Slide rule</a></h2>
<p class="feature_date">18 February 2024</p>
<div class="summary">
<p>With mortgage lending down to levels last seen in the 1970s, ROOF’s housing market healthcheck analyses the latest boom and bust. Report by Julian Birch.
</p>
<p class="readmore_feature"><a href="../../features/slide_rule">Read more</a></p>
</div>
</div>
<div class="feature_item clearfix" style="width: 100%;">
<div class="feature_item_thumb"><p><img src="../../images/features/thumbs/about-turn.jpg" alt="" width="198" height="135"/>
</p></div>
<h2><a href="../../features/about_turn">About turn</a></h2>
<p class="feature_date">01 January 2024</p>
<div class="summary">
<p>Headlines have stoked public perception of veterans returning from active service to a life on the streets. But research shows a very different picture, say Sarah Johnsen and Anwen Jones.</p>
<p class="readmore_feature"><a href="../../features/about_turn">Read more</a></p>
</div>
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<p>Page 1 of 13 pages <strong>1</strong> <a href="../../features/category/analysis/P15">2</a> <a href="../../features/category/analysis/P30">3</a> <a href="../../features/category/analysis/P15">></a> <a href="../../features/category/analysis/P180">Last »</a></p>
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