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<h1 id="category_header">Features</h1>
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<div class="feature_item_thumb"><p><img src="../images/features/thumbs/charged_out_thumb.gif" alt="" width="198" height="135"/>
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<h2><a href="../features/charged_out">Charged out</a></h2>
<p class="feature_date">12 March 2024</p>
<div class="summary">
<p>New measures to stop sub-prime lenders from unfairly penalising borrowers in mortgage arrears are currently under review. But with firms flagrantly ignoring the existing code, what chance is there that an extension of the rules will stamp out the practice? Bill Rashleigh and Tom Marshall investigate.
</p>
<p class="readmore_feature"><a href="../features/charged_out">Read more</a></p>
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<h2><a href="../features/open_for_business">Open for business</a></h2>
<p class="feature_date">10 March 2024</p>
<div class="summary">
<p>But for how long? Steve Hynes reports on a South West London law centre facing an uncertain future, despite its success in saving clients from homelessness</p>
<p class="readmore_feature"><a href="../features/open_for_business">Read more</a></p>
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<h2><a href="../features/children_in_need">Children in need</a></h2>
<p class="feature_date">10 March 2024</p>
<div class="summary">
<p>There is overwhelming evidence that, far from helping children, the care system is inflicting long-lasting damage. Phil Frampton argues that family style care homes are the best option for vulnerable kids
</p>
<p class="readmore_feature"><a href="../features/children_in_need">Read more</a></p>
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<h2><a href="../features/in_from_the_cold">In from the cold</a></h2>
<p class="feature_date">10 March 2024</p>
<div class="summary">
<p>The death of a woman on the streets of Paris during one of the harshest winters on record led to France outlawing evictions during the winter. Kathleen Griffin reports </p>
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<p class="readmore_feature"><a href="../features/in_from_the_cold">Read more</a></p>
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<h2><a href="../features/into_the_breach">Into the breach</a></h2>
<p class="feature_date">10 March 2024</p>
<div class="summary">
<p>The church has always been willing to help people the state doesn’t reach. But that shouldn’t be used by government as an excuse to withdraw welfare support. David Walker, Bishop of Dudley, talks to Rachael Claye
</p>
<p class="readmore_feature"><a href="../features/into_the_breach">Read more</a></p>
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<h2><a href="../features/overcrowded_children">Overcrowded children</a></h2>
<p class="feature_date">10 March 2024</p>
<div class="summary">
<p>A survey of households in one London borough revealed that more than three-quarters exceeded the council’s own measure of overcrowding – until they redefined it. Peter Ambrose reports
</p>
<p class="readmore_feature"><a href="../features/overcrowded_children">Read more</a></p>
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<h2><a href="../features/roofs_housing_market_healthcheck">Roof’s housing market healthcheck</a></h2>
<p class="feature_date">26 February 2024</p>
<div class="summary">
<p>Recovery under way, but who pays the price?
</p>
<p class="readmore_feature"><a href="../features/roofs_housing_market_healthcheck">Read more</a></p>
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<h2><a href="../features/triumph_or_disaster">Triumph or disaster?</a></h2>
<p class="feature_date">14 January 2024</p>
<div class="summary">
<p>The right to buy divided opinion from its introduction 30 years ago in December. The Thatcher government’s aim to turn council tenants into property owners was a huge success, argues Peter King
</p>
<p class="readmore_feature"><a href="../features/triumph_or_disaster">Read more</a></p>
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<h2><a href="../features/..._but_what_about_the_losers">... but what about the losers?</a></h2>
<p class="feature_date">14 January 2024</p>
<div class="summary">
<p>With some 2.5 million homes wiped off the stock of social housing by right to buy, the policy’s knock-on effects cannot be ignored. By Nicola Hughes
</p>
<p class="readmore_feature"><a href="../features/..._but_what_about_the_losers">Read more</a></p>
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<h2><a href="../features/babes_up_in_arms">Babes up in arms</a></h2>
<p class="feature_date">12 January 2024</p>
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<p>New research sheds light on the plight of homeless teenage mums and their strong desire to create an independent life for themselves and their children. Joanne Newton reports
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<p class="readmore_feature"><a href="../features/babes_up_in_arms">Read more</a></p>
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<h2><a href="../features/direct_pressure">Direct pressure</a></h2>
<p class="feature_date">12 January 2024</p>
<div class="summary">
<p>The local housing allowance is nearly always sent directly to tenants – even when they want it paid to their landlord. For vulnerable people, this pressure to manage their finances can be too great. Rob Stares reports
</p>
<p class="readmore_feature"><a href="../features/direct_pressure">Read more</a></p>
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<div class="feature_item_thumb"><p><img src="../images/features/thumbs/01_10_coop.jpg" alt="" width="198" height="135"/>
</p></div>
<h2><a href="../features/cooperative_dividend">Cooperative dividend</a></h2>
<p class="feature_date">12 January 2024</p>
<div class="summary">
<p>Cooperative and mutual housing in Europe is up to 20 times larger than in the UK. The benefits include better quality and accountability of housing delivery. So why is it so under-developed in this country, Chris Handy asks
</p>
<p class="readmore_feature"><a href="../features/cooperative_dividend">Read more</a></p>
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<div class="feature_item_thumb"><p><img src="../images/features/thumbs/01_10_conference.jpg" alt="" width="198" height="135"/>
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<h2><a href="../features/the_gentle_touch">The gentle touch?</a></h2>
<p class="feature_date">12 January 2024</p>
<div class="summary">
<p>Are government plans for a landlord register enough to protect tenants or should landlords be left to get on with it? ROOF reports from this year’s conference on private renting
</p>
<p class="readmore_feature"><a href="../features/the_gentle_touch">Read more</a></p>
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<h2><a href="../features/backs_to_the_wall">Backs to the wall</a></h2>
<p class="feature_date">11 January 2024</p>
<div class="summary">
<p>More than a million householders are using credit cards to stave off repossession and eviction. But the debt they run up can put their homes at greater risk – and the well-off are being hit for the first time. Tony Marshall reports.
</p>
<p class="readmore_feature"><a href="../features/backs_to_the_wall">Read more</a></p>
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<div class="feature_item_thumb"><p><img src="../images/features/thumbs/201009_loandanger_thumb.jpg" alt="" width="198" height="135"/>
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<h2><a href="../features/loan_danger">Loan danger</a></h2>
<p class="feature_date">22 October 2023</p>
<div class="summary">
<p>The banks have promised to act responsibly to ease our way out of the housing crisis, but first-time buyers are being offered loans that could push them to the brink of disaster. Report by Tom Marshall and Bill Rashleigh
</p>
<p class="readmore_feature"><a href="../features/loan_danger">Read more</a></p>
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